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Here Are Today’s Mortgage Refinance Rates: March 7, 2025 – Rates Advance Higher
- Today's mortgage refinance rates show an increase, with a 30-year fixed refinance rate at 6.78% and a 15-year mortgage refinance at 5.64%.
- The APR on a 30-year fixed-rate mortgage is 6.81%, resulting in a monthly payment of $651 per $100,000 borrowed, totaling about $134,310 in interest over the life of the loan.
- For a 20-year fixed refinance, the average interest rate is 6.5%, with an APR of 6.55% and a monthly payment of $746 per $100,000 borrowed.
- On a 15-year fixed refinance, the average interest rate is 5.64% with an APR of 5.69%, amounting to around $48,425 in total interest over the loan term.
- The 30-year fixed-rate jumbo mortgage refinance is at 7.12%, while the 15-year fixed-rate jumbo refinance is at 6.09%.
- To find the lowest refinance rate, maintain a good credit score and keep track of fluctuating mortgage rates for different loan terms.
- Consider refinancing to lower interest rates, reduce monthly payments, pay off the mortgage sooner, access home equity, or eliminate PMI.
- Understanding loan costs, break-even points, and the application process is crucial when deciding on a mortgage refinance.
- Refinance rates have increased from near-term lows, making it challenging to secure lower rates unless opting for a 15-year mortgage.
- Factors like home appraisal fees, closing costs, and the lifetime borrowing costs should be considered while refinancing a home loan.
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CD Rates Today: March 7, 2025 – Forbes Advisor
- The best interest rates on CDs currently peak at 5.06%, depending on the term.
- CDs offer fixed interest rates and maturity periods, often yielding more than high-yield savings accounts.
- Three-month CDs have an average rate of 1.3% with the highest rate at 4.72%.
- For a six-month CD, the best rate is 4.94%, with an average APR of 1.79%.
- The top interest rate for a one-year CD stands at 5.02%.
- Two-year CDs offer rates as high as 4.52%, while three-year CDs boast a top rate of 4.65%.
- Five-year CDs have the highest rate today at 4.43%.
- Jumbo CDs require larger deposits, tending to offer higher rates.
- When seeking the best CD rates, explore offerings from traditional banks, credit unions, and digital firms.
- CDs are considered safer investments compared to the stock market or cryptocurrencies, with deposit insurance up to $250,000 per account.
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Latest HELOC & Home Equity Loan Rates: March 7, 2025
- Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.
- A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments.
- A home equity line of credit is a variable-rate second mortgage that draws on your home’s value as a revolving line of credit.
- The loan-to-value ratio (LTV) determines the maximum amount lenders approve for home equity loans or lines of credit, with some lenders requiring 80% LTV or less.
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Mortgage Rates Today: March 7, 2025 – Rates Remain Fairly Steady
- The average mortgage rate today on a 30-year fixed-rate mortgage is 6.67%, up from last week.
- Borrowers can save on interest costs by opting for a 15-year fixed mortgage with an average rate of 5.66%.
- Refinancing rates have remained steady.
- Factors affecting mortgage rates include the economy's health, benchmark interest rates, and borrower-specific factors.
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High-Yield Savings Account Rates Today: March 7, 2025 – Rates Are Steady
- High-yield savings account rates have remained steady compared to one week ago.
- The highest yield on a standard savings account with a $2,500 minimum deposit is 5.84%.
- High-yield savings accounts offer much higher interest rates but may require certain conditions to be met.
- When choosing a high-yield savings account, it's important to consider the interest rate, minimum deposit, fees, and the reputation of the bank or credit union.
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Why is Reliance Retail trimming workforce?
- Furthermore, all hiring decisions requiring a salary exceeding $22,890 annually now require direct approval from Mukesh Ambani's office.
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Quess to demerge into 3 entities—Quess Corp, Digitide Solutions, Bluspring Enterprises
- Quess Corp, the Indian business services company is to demerge into three public-listed entities.
- Quess Corp will continue as a workforce-management company with a strength of more than five lakh across nine countries.
- The first resultant company of the demerger, Digitide Solutions, will offer solutions including business process management, Insurtech and HRO.
- Bluspring Enterprises will serve as an infra services company offering facility management, food services, security services, and more.
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How tech firm, AHEAD is navigating India’s unique workforce dynamics
- In India's fast-paced talent market, AHEAD adapts its approach to talent acquisition, retention, and well-being for the unique workforce dynamics.
- Success in India demands agility, cultural intelligence, and a data-driven mindset for companies like AHEAD.
- Indian workers prioritize factors like career growth, training programs, stability, and recognition beyond just compensation.
- AHEAD's recruitment strategy focuses on speed and efficiency to secure top candidates promptly.
- The company emphasizes long-term engagement through tailored retention efforts and flexible leave policies.
- In India, employee well-being initiatives account for cultural differences, including familial responsibilities and financial security.
- AHEAD addresses mental health challenges by offering confidential counseling services and integrating well-being discussions into leadership training.
- The company fosters workplace culture through collaboration, structured work-life balance expectations, and team support initiatives.
- AHEAD provides structured hybrid work arrangements in India, promoting clear guidelines for office presence and remote work.
- The tech firm treats its Indian operation as an integral part of the global enterprise, offering equal access to leadership development and career opportunities.
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1.2 cr. job applications from women of tier II/III cities on jobs platform
- Apna.co, an Indian jobs and professional-networking platform, has seen a four-fold increase in women job seekers from tier II and III cities in the 2021-2024 period.
- The number of job applications from women in these cities has also increased three times, reaching 1.28 crore in 2024.
- The median salary of women job seekers from tier II and III cities has increased by 34% in the 2021-2024 period.
- Jobs in sales, business development, admin and back office, and customer support are the most sought-after roles by women in these cities.
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100% women-operated smelter line at Vedanta Aluminium
- Vedanta Aluminium in Jharsuguda, Odisha, will have an entire smelter line operated by an all-women team.
- The company aims for 30% representation of women in the workforce by 2030.
- The women-operated smelter line will be executed in three phases with over 100 duty positions identified.
- Vedanta Aluminium prioritizes female hiring for fresher roles and has launched initiatives to enhance female participation and empowerment.
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Best Personal Loans Of 2025: Compare Top Lenders
- Forbes Advisor provides ratings and information on the best personal loans based on 16 data points across different categories.
- Primary considerations include loan costs, loan details, eligibility, customer experience, and the application process.
- Key factors in choosing a personal loan include understanding the need, checking credit, determining financial need, and shopping around for the best rates.
- Pros of personal loans include fixed payments, lower rates with debt consolidation, credit building, flexibility in usage, and quick funding.
- Cons of personal loans involve high interest rates, long terms affecting repayment, potential fees and charges, collateral requirements, and credit impact.
- Average personal loan interest rates vary based on credit score, and alternatives to personal loans include credit cards, home equity financing, payday alternative loans, cash advance apps, and borrowing from friends or family.
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Now Is the Time to Think About Your Small-Business Success
- Shutterstock’s designers have created pop art-inspired posters for popular films nominated at the Oscars, reflecting themes of endurance and human nature.
- Posters like Mad Max: Fury Road and The Revenant showcase strength and resilience through artistic interpretations by different designers.
- The Big Short poster humorously tackles the serious subject of the 2008 housing bubble, contrasting comedy with dark themes.
- Artists like Mario Corea Aiello and Cristin Burton draw inspiration from iconic styles to represent themes from movies like The Martian and Room.
- Pop art posters for films like Spotlight and The Big Short use artistic elements to symbolize key themes and moments from the movies.
- The Academy Awards ceremony, including Chris Rock's hosting and celebrity appearances, drew attention and anticipation from viewers and fans.
- DiCaprio and Winslet walking the red carpet together evoked nostalgia for their Titanic days, adding excitement to the event.
- Chris Rock addressed the 'Oscars So White' controversy with humor, making jokes about boycotting and nominations during his monologue.
- The Academy Awards buzz began with red carpet events, showcasing various celebrities, nominees, and the anticipation for award winners.
- Rock's witty remarks, including a dig at Jada Pinkett-Smith, added entertainment and controversy to the Oscars ceremony.
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Program Will Lend $10M to Detroit Minority Businesses
- As the Oscars approach, Shutterstock's designers have created pop art-inspired posters for Best Picture nominees like The Revenant, The Martian, and Mad Max.
- The posters reflect themes of strength, resilience, and power seen in the films.
- Artists like Jordan Roland and Cristin Burton put a unique spin on iconic movie characters in their creations.
- From a Warhol-inspired Mad Max to a Keith Haring-influenced The Big Short, the posters blend art styles with film themes.
- The artworks aim to capture the essence of the movies and provide a fresh perspective.
- The Big Short poster humorously tackles the serious topic of the 2008 housing bubble burst.
- Each creation, like Flirst's homage to The Revenant, conveys the essence of its respective movie through art.
- The artists draw inspiration from renowned figures like Stefan Sagmeister and Keith Haring to create compelling visuals.
- Shutterstock's pop art posters provide a unique interpretation of the Best Picture nominees, adding depth to the celebration of cinema.
- The artistic interpretations offer a fresh and thought-provoking take on the films, enhancing the Oscars' celebratory atmosphere.
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Kansas City Has a Massive Array of Big National Companies
- Shutterstock's designers created pop art-inspired posters for popular films nominated for the Oscars, reflecting themes of strength and resilience.
- Posters included Warhol-inspired Mad Max and a collage-based tribute to The Revenant.
- Various artists blended different styles to capture the essence of Best Picture nominees like The Big Short and The Martian.
- Artists explored themes of chaos and deception in their posters, drawing inspiration from iconic figures like Immortan Joe and KAWS.
- The Oscars ceremony witnessed anticipation for winners and performances, with special attention to host Chris Rock's handling of the 'Oscars So White' controversy.
- Red carpet moments, including Leonardo DiCaprio and Kate Winslet's reunion, added to the pre-ceremony buzz.
- Chris Rock's monologue addressed the diversity issue and humorously referenced the calls for his resignation, engaging the audience with witty remarks.
- Rock's quip about Jada Pinkett-Smith's boycott received laughter, showcasing his bold and humorous approach to the subject.
- The ceremony highlighted the cultural significance of films and the entertainment industry, with notable moments capturing the essence of the event.
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Olimpic Athlete Reads Donald Trump’s Mean Tweets on Kimmel
- Shutterstock's designers created pop art-inspired posters for popular films nominated by the Academy Awards, reflecting themes of strength and resilience seen in movies like The Revenant and Mad Max.
- Various artists used different styles to depict themes from nominated films such as showcasing isolation in The Revenant and corruption in The Big Short in a visually creative manner.
- The posters aimed to capture the essence of the films through unique artistic interpretations, blending humor with dark subjects like the 2008 housing crisis and scandals uncovered by journalists in Spotlight.
- The art pieces drew inspiration from iconic artists like Warhol and Lichtenstein to create thought-provoking visuals that mirrored the complexity and depth of the movies they represented.
- The Academy Awards ceremony generated anticipation for surprises, standout performances, and Chris Rock's handling of the 'Oscars So White' controversy, with nostalgic moments like Leonardo DiCaprio and Kate Winslet walking the red carpet together.
- Chris Rock's humorous and insightful monologue addressed the diversity issues in Hollywood, taking playful jabs at celebrities like Jada Pinkett-Smith and Kevin Hart, adding light-hearted moments to the event.
- Rock's approach to the hosting duties resonated well with the audience, balancing serious topics with comedic relief and engaging the attendees with witty remarks throughout the ceremony.
- The red carpet events set the stage for the awards ceremony, featuring notable celebrities like Jennifer Jason Leigh and Leonardo DiCaprio, creating nostalgic moments for fans of their previous collaboration in Titanic.
- Overall, the Oscars highlighted not only the recognition of outstanding performances but also served as a platform to address important social issues within the film industry, making it a memorable and impactful event for viewers.
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