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Medium
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The Career Identity Crisis: What Happens When You Have Too Many Career Options?
- The career identity crisis refers to when one has too many career options and struggles to find clarity about the right path.
- To tackle this, it is important to focus on what excites you and what aligns with your skills, experiences, and ability to add value to an organization.
- It is crucial to stay updated on industry trends to ensure your skills remain relevant in the changing world of work.
- There is no perfect answer to this crisis, but focusing on growth, impact, and adaptability can help navigate through different career choices.
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Pcgamer
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Civilization 7 needs some big expansions to feel complete, and I'd start with one that adds the years after 1950
- Civilization 7 received a mediocre 76% rating from PC Gamer and faces criticism for its interface and stripped-down feel.
- Expansion suggestions for Civilization 7 include adding gameplay mechanics beyond small DLC updates, with a focus on significant expansions like those seen in previous games.
- An expansion post-1950 is proposed, covering historical events beyond the current age in the game, introducing new ages and civilizations up to the present day.
- Ideas for expansion include addressing climate change, AI singularity, and incorporating new ages like Bronze, Iron, Early Modern, Modern, and Future.
- Suggestions for enhancing religion, culture, diplomacy, espionage, and resource management systems in Civilization 7 are highlighted.
- Calls for a more in-depth reform of religion, improved espionage mechanics, and adding rock bands in the culture endgame are proposed.
- Emphasis is placed on the need for deeper mechanics for industrial revolution and trade, as well as incorporating social movements and internal strife in the game.
- Encouragement is given for Civilization 7 to innovate and introduce new features that break new ground to keep the series relevant and engaging for players.
- The article praises Civilization 7 as a good initial foundation but looks forward to future traditional expansions to enhance and elevate the gameplay experience.
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Rockpapershotgun
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New Civilization 7 update adds a confusing Natural Wonder plus tweaks to the UI, AI and Age mechanics
- The latest update for Civilization 7 introduces a new Natural Wonder, the Bermuda Triangle, and brings adjustments to the UI, AI, Age mechanics, Mementos, and naval unit handling.
- Update 1.1.0, based on community suggestions and feedback, is now live and includes additional UI adjustments, improvements to the Modern Age's Cultural Legacy Path and Victory, and the ability to convert Holy Cities in the Exploration Age.
- Naval Units can now disperse Coastal Independent Powers, and several Mementos have been rebalanced. The update also addresses multiplayer issues and adds prior updates for console players.
- A future update, 1.1.1, will introduce Mount Everest as a new Natural Wonder, quick move functionality, and further AI improvements.
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HRKatha
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Ecom Express unveils near-home crèche facility for working mothers
- Ecom Express has launched an innovative near-home crèche facility, ECOM MiNi EXPRESS.
- The program provides reliable childcare support for working mothers, allowing them to focus on work without compromising on family responsibilities.
- The initiative is open to all on-roll staff members and covers up to two children per employee, aged six years or younger.
- Ecom Express aims to create a truly inclusive and supportive workplace by easing childcare concerns for its female employees.
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HRKatha
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Punjab HC upholds online transfer policy
- The Punjab & Haryana High Court has upheld the Online Transfer Policy, which prioritises older employees for transfers.
- Several employees had challenged the policy, claiming it disadvantaged younger employees. However, the court ruled that the preference for older employees is reasonable.
- The court stated that the policy does not violate constitutional principles, as every employee will eventually benefit from it as they grow older.
- The court affirmed the employer's right to determine transfer guidelines while ensuring transparency and addressing the concerns of affected employees.
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Medium
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The Imperative of Product Strategy: Building for Today and Anticipating Tomorrow
- A strong product strategy begins with a deep understanding of the market and identifying opportunities to add unique value.
- Misaligned product strategies can result in solutions that fail to address real market needs.
- Product strategy is about understanding market signals to predict and prepare for future needs.
- A well-defined strategy ensures alignment with customer needs and reduces the risk of product failure.
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HRKatha
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Employee bonuses, salary hikes will be paid by March: Cognizant CEO
- Cognizant CEO Ravi Kumar S addressed employees in a town hall meeting to provide updates on salary hikes and bonuses.
- Eligible employees will receive their bonuses in March as per the company's internal memo.
- Salary hikes originally scheduled for April have been delayed to August to align financial goals with market conditions.
- Cognizant assures its commitment to competitive pay structures and rewarding performance.
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Forbes
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High-Yield Savings Account Rates Today: March 4, 2025 – Rates Are Steady
- Rates on savings accounts are the same compared to one week ago.
- The highest yield on a standard savings account with a $2,500 minimum deposit amount within the last week has been 6.35%.
- Today's average APY for a traditional savings account is 0.23%.
- High-yield savings accounts generally pay much more interest than conventional savings accounts.
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Forbes
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CD Rates Today: March 4, 2025 – Rates Move Higher
- Today, the best CD rates reach up to 5.06%, varying by term length.
- Certificates of Deposit (CDs) offer fixed interest rates for specific durations, yielding better returns than high-yield savings accounts.
- Short-term CD options like three-month CDs have an average rate of 1.3% and a high rate of 4.72%.
- For a six-month CD, the highest rate is 4.94%, while the average APR is 1.8%.
- Among popular 12-month CDs, the highest rate is 5.02% with an average APY of 1.87%.
- Two-year CDs offer rates of up to 4.52%, and the average APY is 1.68%.
- The highest rate for a three-year CD is 4.65%, with an average APY of 1.59%.
- Five-year CDs offer rates up to 4.43%, with an average APY of 1.59%.
- Jumbo CDs, requiring large deposits, have rates like 4.94% for a 6-month term.
- Comparison shopping is vital due to varying CD rates among different banks.
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Forbes
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Latest HELOC & Home Equity Loan Rates: March 4, 2025
- Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.
- HELOCs are suitable for different renovation projects or financial needs, with options ranging from $100K to $500K depending on the borrower's equity and goals.
- Home equity loans offer different terms, such as 5-year, 10-year, 15-year, 20-year, and 30-year, to suit the borrower's repayment preferences and the size of the project or investment.
- The loan-to-value ratio (LTV) is an important factor in determining the amount you can borrow, with most lenders requiring an LTV of 80% or less for approvals.
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Forbes
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Money Market Interest Rates Today: March 4, 2025 – Rates At 4.89%
- The average money market rate is currently 0.54% while the best rate today is 4.89%.
- Money market accounts offer higher interest rates than traditional savings accounts and provide convenient access to cash through debit cards or check-writing capabilities.
- MMAs at banks are insured by the FDIC, and MMAs at credit unions are insured by the NCUA, providing up to $250,000 in coverage per account type.
- When opening a money market account, compare rates, minimum balance and deposit requirements, monthly fees, and withdrawal limits to find the best option.
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Forbes
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Private Student Loan Rates: March 4, 2025—Loan Rates Rise
- Last week, the average interest rate on 10-year fixed-rate private student loans increased to 8.59%.
- Borrowers currently receive higher rates compared to last year, with a 1.54% increase.
- Variable interest rates on five-year loans decreased to an average of 7.18%.
- Private student loans offer competitive interest rates, benefits such as deferment, and the ability to cover total cost of attendance.
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Forbes
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This Week’s Personal Loan Rates: March 4, 2025—Rates Move Up
- Personal loan rates increased last week, but qualified borrowers can still find reasonable interest rates on personal loans.
- For borrowers with a credit score of at least 720, the average interest rate on a three-year personal loan was 14.83% from February 24 to March 1.
- The average rate on a five-year personal loan rose to 19.89% from 19.21% last week.
- However, individual rates vary based on creditworthiness and lender preferences.
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Forbes
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Mortgage Rates Today: March 4, 2025 – Rates Move Down
- The current average mortgage rate on a 30-year fixed mortgage is 6.59%, compared to 6.76% a week earlier.
- The average rate on a 15-year fixed mortgage is 5.64%, down 0.20 percentage point from the previous week.
- Today's average rate on a 30-year, fixed-rate mortgage is 6.59%, which is 0.17 percentage point lower than last week.
- On a 30-year jumbo mortgage, the average interest rate decreased to 7%.
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Forbes
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Current Mortgage Refinance Rates: March 4, 2025 – Rates Advance Higher
- Today, the rate on a 30-year fixed refinance stands at 6.67%, as per the Mortgage Research Center.
- Rates for 15-year and 20-year financed mortgages average 5.62% and 6.45%, respectively.
- The average rate for a 30-year fixed-rate mortgage refinance is 6.67%, down 0.17 point from last week.
- For a 30-year fixed refinance, the APR is currently at 6.7%, lower than the previous week's 6.87%.
- At an interest rate of 6.67%, a 30-year fixed mortgage refi costs around $643 per month per $100,000.
- A 20-year fixed refinance mortgage averages 6.45%, with an APR of 6.49%.
- For a 15-year fixed refinance mortgage, the average interest rate is 5.62%.
- A 30-year fixed-rate jumbo mortgage refinance dropped to 7.1%, while a 15-year fixed-rate jumbo mortgage refinance is at 6.14%.
- Refinancing can help lower interest rates, shorten the loan term, and eliminate private mortgage insurance.
- It's recommended to calculate the break-even point before refinancing to assess savings surpassing closing costs.
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