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HRKatha
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Software development, digital marketing and accounting emerge as top roles for AI interviews
- Indian candidates are utilizing AI-driven tools for interview preparation to access simulations, feedback, and tips for building confidence, as per data from Apna.co.
- Only 32% of Indian job seekers felt prepared for interviews, with confidence levels lower among youth, freshers, and candidates from Tier-2 and Tier-3 towns.
- Over 7.6 lakh AI interviews have been completed on the platform, with more than 39 lakh minutes logged across 900+ cities.
- Candidates can access AI interviews for various job roles across top companies with tailored questions for specific profiles and rounds.
- Roles like software developers, product managers, data analysts, accountants, digital marketers, and sales personnel are popular in interview preparation.
- 42% of total interviews were for tech roles, while 58% were from non-tech sectors like retail, logistics, and BFSI.
- Tools like Apna's are growing in relevance across industries, with top preferred employers including Google, Tesla, Swiggy, Microsoft, Jio, and Flipkart.
- Major adoption of AI tools is observed in metro cities like Delhi, Mumbai, Bengaluru, Hyderabad, and Chennai, constituting 44% of total interviews.
- Non-metro cities like Jaipur, Lucknow, and Patna are showing increased digital fluency and momentum in utilizing these tools.
- Gen Z (18–24 years) is the most active user group in interview preparation, followed by Millennials (25–30 years), with more men (76%) using prep tools compared to women (24%).
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HRKatha
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Google offers buyouts to employees to reduce headcount
- Google is offering buyouts or voluntary exit options to some US-based employees in specific teams to reduce headcount.
- Remote employees within 50 miles of an office have been mandated to return to the office and follow a hybrid work schedule.
- Sundar Pichai, CEO of Google, emphasizes the importance of in-person collaboration for an effective workplace.
- The headcount reduction initiative started with the layoff of 12,000 employees in 2023.
- While the exact number of layoffs is undisclosed, members of the search and ads unit have been offered buyouts.
- In April, employees were warned about potential job loss if they did not return to the office for at least three days of in-person work.
- Google's technical services unit members were offered relocation expense coverage for moving within 50 miles of an office.
- The article was originally published on HR Katha.
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Heinzmarketing
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Data-Driven Forecasting and Budget Justification – A CMO’s Guide to Speaking CFO Language (Part 1)
- Data-driven forecasting is essential for CMOs to secure CFO support by demonstrating accurate pipeline and revenue predictions.
- CMOs need to move towards data-driven forecasting rather than relying on gut feelings or optimistic assumptions.
- Less than 20% of sales organizations have a forecast accuracy of 75% or greater, making it crucial for CMOs to adopt a reliable forecasting method.
- Sales velocity, which measures how quickly opportunities turn into revenue, is a key metric that CMOs can influence directly.
- Factors that marketing can impact include the number of opportunities, win rate, deal size, and sales cycle length.
- Analyzing these factors helps CMOs predict revenue outcomes based on marketing strategy tweaks.
- Using a Pipeline Velocity Calculator can help CMOs convert marketing inputs into revenue predictions that the CFO can trust.
- Reliable forecasting is crucial for CMOs to gain CFO confidence and budget approval.
- The next post will delve into additional forecasting tools, conversion benchmarks, and methods to present marketing performance in CFO-friendly terms.
- The key to securing CFO support is through accurate data-driven forecasting that ties marketing activities to financial outcomes.
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Forbes
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This Week’s Personal Loan Rates: June 11, 2025—Rates Inch Down Again
- Personal loan rates dropped last week, offering reasonable rates for qualified applicants.
- From June 2 to June 7, the average fixed rate on a three-year personal loan for borrowers with a credit score of at least 720 was 13.88%.
- The average rate on a five-year personal loan increased to 19.25% from 18.71% during the same period.
- Qualified borrowers may receive lower rates than the average, with rates depending on credit profile and chosen lender.
- Personal loan rates are subject to fluctuations as each lender determines their own rates.
- Credit score plays a significant role in the interest rate offered by lenders for personal loans.
- Higher credit scores generally lead to lower interest rates for borrowers.
- It's advisable to get a personal loan only when necessary and to consider the right lender.
- Various lenders offer personal loans online and in person, providing options for borrowers to choose the best fit.
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Medium
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Why Design Leaders Who Obsess Over Craft Are Actually Being Strategic
- Design leaders who obsess over craft are viewed as unstrategic, but in reality, they are being prophetic in a world where basic design tasks are being automated by AI.
- Consultancies excelling in premium work focus on human craft and intuition, leveraging them alongside strategy rather than choosing one over the other.
- Craft and strategy complement each other; successful design leaders recognize that craft is a crucial part of strategy, especially in areas where AI lacks human intuition.
- Craft adds unique value that AI cannot replicate, such as understanding behavioral insights and creating compelling storytelling for clients.
- Craft expertise serves as a differentiation factor, establishing authority and niche expertise that attracts clients looking for tangible evidence of capability.
- Craft-informed storytelling is essential as it bridges data analysis with impactful narratives that resonate with stakeholders and elevate the design work.
- Design leaders should leverage AI for repetitive tasks while focusing on their irreplaceable craft skills to reinforce brand positioning and business value.
- The future success of design leaders lies in their ability to combine craft expertise with effective storytelling and communication to showcase their unique value proposition.
- Craft mastery and communication skills will be key differentiators in a landscape where AI automation frees up space for human-centered value creation and strategic positioning.
- Design leaders who prioritize craft alongside strategic thinking will have a competitive advantage in an evolving market that values deep expertise and human insights over generic strategies.
- The future belongs to those who understand the strategic importance of craft, as it becomes the cornerstone for differentiation and success in a world increasingly driven by AI.
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Forbes
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Money Market Interest Rates Today: June 11, 2025 – Rates At 4.89%
- The current average money market rate is 0.53%, with the highest rate reaching up to 4.89% according to Curinos.
- A money market account (MMA) is an interest-bearing deposit account available at banks or credit unions, insured up to $250,000 per depositor by the FDIC at banks or the NCUA at credit unions.
- Money in an MMA grows with interest, allows for deposits and withdrawals at any time, and may offer check writing or debit card features, with some banks limiting transactions per statement period.
- MMAs can provide higher interest rates than standard savings accounts, but often require higher minimum deposits and balances.
- To open an MMA, compare offerings based on yield, ensuring they align with your minimum deposit capabilities, while also considering fees, withdrawal limits, and other account features.
- When ready to open an account, submit an application online or at a bank branch, providing personal information, government-issued ID, and making at least the minimum required opening deposit.
- MMAs operate similarly to savings accounts in some aspects and checking accounts in others.
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Forbes
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Mortgage Rates Today: June 11, 2025 – Rates Hold Steady
- The current average mortgage rate on a 30-year fixed mortgage is 6.86%, compared to 6.86% a week earlier.
- The average rate on a 15-year fixed mortgage is 5.87%, up 0.91% from the previous week.
- Mortgage rates fluctuate weekly, affecting borrower interest payments and total loan costs.
- 30-year mortgage APR is 6.89%, costing $656 monthly, totaling $136,952 interest over the loan.
- 15-year mortgage APR is 5.92%, costing $837 monthly, totaling $51,069 interest over the loan.
- 30-year jumbo mortgage rate is 7.24%, costing $681 monthly, totaling $145,706 interest over the loan.
- Mortgage rates exhibit complex trends influenced by economic indicators such as Treasury bond yields and Federal Reserve policies.
- Factors like inflation, global events, and Fed decisions impact mortgage rates' direction.
- Budgeting plays a crucial role in homeownership, and mortgage calculators help estimate costs.
- Qualifying for better mortgage rates involves good credit, low DTI, and exploring programs mitigating additional charges.
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Forbes
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High-Yield Savings Account Rates Today: June 11, 2025 – Rates Are Steady
- Savings account rates remain steady with the highest yield at 5.84%.
- Online banks and credit unions offer rates significantly higher than traditional financial institutions.
- On high-yield accounts with a $10,000 minimum deposit, the best rate is 4.88%, unchanged from last week.
- High-yield savings accounts may require membership in a credit union or a large deposit.
- The average APY for traditional savings accounts is 0.22%, while high-yield accounts average 0.23% for $10,000 minimum deposits and 0.24% for $25,000 minimum deposits.
- Interest rates on savings accounts fluctuate in response to changes in the economy and are influenced by the Federal Reserve's rate adjustments.
- Financial institutions typically adjust borrowing and savings rates following Fed rate changes, occurring eight times a year.
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Forbes
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Mortgage Refinance Rates Today: June 11, 2025 – Rates Decline
- Today's mortgage refinance rates: 30-year fixed refinance rate at 6.91%, 15-year at 5.86%, and 20-year at 6.74%.
- Average APR for a 30-year fixed refinance mortgage is 6.94% with monthly payment estimated at $659 for $100,000 loan.
- For a 20-year fixed refinance, the average interest rate is 6.74% with APR at 6.78%
- 15-year fixed refinance mortgage rate is 5.86% with an APR of 5.9%.
- Considerations for jumbo mortgage refinance rates: 30-year at 7.28% and 15-year at 6.52%.
- Refinance rates can be higher than mortgage rates; cash-out refinance rates are higher due to borrowing from equity.
- Factors affecting rates include loan program (conventional, FHA, VA, jumbo) and additional fees included in APR.
- When refinancing, compare current and new rates, mortgage balance, and term to assess monthly savings and overall benefits.
- Refinancing aims to lower interest rates, reduce payments, shorten loan term, access equity, or eliminate PMI.
- Experts predict stable mortgage rates for the first half of 2025; potential rate changes in the second half based on inflation and unemployment trends.
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Forbes
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Current HELOC & Home Equity Loan Rates: June 11, 2025
- Home equity loans and HELOCs allow homeowners to access their property's value through fixed-rate loans or variable-rate lines of credit.
- Home equity loans offer a lump sum borrowed against up to 85% of the home's value, repaid in installments, while HELOCs function as a revolving line of credit.
- Both loan types use the property as collateral, with potential property seizure for non-repayment.
- HELOCs of varying amounts such as $100K, $250K, or $500K cater to different financial needs and projects, offering flexibility in borrowing capacity.
- Loan terms ranging from 5 to 30 years provide options based on repayment period, monthly payments, and borrowing goals.
- Shorter terms like 5 years ensure quicker payoffs, while longer terms such as 30 years offer lower monthly payments for substantial borrowing needs.
- Home equity signifies accumulated wealth based on the home's ownership percentage.
- Equity can be tapped through loans or lines of credit, with cash-out refinancing as an alternative.
- The longer mortgage payments are made, the more equity is built, allowing for borrowing against the accumulated equity.
- How much equity is accessible is determined by factors like home value, mortgage balance, and creditworthiness.
- Repayment terms from lenders vary, with longer terms usually correlating to lower monthly payments.
- Equity calculation involves deducting the mortgage balance from the home's current appraised value, offering insights into borrowing potential.
- Lenders generally approve loans based on specific loan-to-value (LTV) ratios, which might impact borrowing limits.
- Utilizing home equity via loans can fund home improvements, debt consolidation, or significant expenses, leveraging the property's value.
- Understanding equity and loan options enables homeowners to make informed financial decisions based on their borrowing needs and repayment preferences.
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Forbes
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CD Rates Today: June 11, 2025 – Take Home Up To 5.02%
- CD rates today range up to as high as 5.02%, far better than in previous years.
- CDs offer fixed interest rates and varying maturity periods, with penalties for early withdrawals.
- Best rates as of now include 4.67% for three-month CDs and 5.02% for one-year CDs.
- Two-year CDs offer rates up to 4.52%, while five-year CDs go up to 4.26%.
- Jumbo CD rates peak at 4.94% for six-month terms with varying minimum deposit requirements.
- It's crucial to compare rates between banks and consider factors like term length and minimum deposits.
- Investing in CDs provides a safe option with potential interest gains, protected by federal insurance.
- CDs offer higher interest rates than savings accounts and are considered safer investments than stocks or real estate.
- The Federal Deposit Insurance Corp. and National Credit Union Administration insure CD investments up to $250,000.
- Curinos excludes certain types of CDs from its rate calculations, focusing on specific offerings.
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HRKatha
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Natarajan, Vohra elevated to strategic leadership roles at Redington, starting July 2025
- Ramesh Natarajan and Rajat Vohra have been elevated to strategic leadership roles at Redington, a technology solutions provider and Fortune India 500 company.
- Natarajan is appointed as CEO - IME (India and Middle East), while Vohra is promoted to CEO, India, effective from 1 July 2025.
- Natarajan, the current Redington India CEO, will be based in Chennai to oversee operations and growth strategies in India and the Middle East.
- He has been with the company for over 28 years, strengthening the consumer and enterprise businesses and forming strategic partnerships.
- Vohra, the chief sales officer, will lead Redington Group's India business operations, leveraging his two-decade experience in sales and leadership.
- Vohra is recognized for his strategic vision, innovative mindset, and ability to build high-performing sales teams aligned with business goals.
- Redington's group CEO, V S Hariharan, sees these leadership transitions as crucial for regional synergies and a customer-centric approach.
- Natarajan's promotion reflects confidence in his capabilities to drive growth in India and the Middle East through strong OEM partnerships.
- Hariharan is optimistic about Vohra's ability to lead Redington's India operations into the next growth phase, given his commercial acumen and understanding of the Indian market.
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HRKatha
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Landmark Group gets Ina Bajwa as group head of talent & engagement
- Ina Bajwa, with over 11 years of experience at Tata Group, joins Landmark Group as the group head of talent and engagement.
- Bajwa had a successful journey at Tata Group, starting as a director and moving up to VP and global head HR across various divisions.
- At Landmark Group, Bajwa will focus on building and implementing an integrated talent strategy for the retail group globally, emphasizing talent-business outcome alignment and succession planning.
- Her appointment comes with expectations to accelerate leadership readiness, grow talent for engagement, and enhance performance at Landmark Group, a prominent retail and hospitality group in the UAE.
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Rockpapershotgun
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Mad Metal is a wonderfully janky Mad Max-like with a big robot eye that says you need some milk
- Mad Metal is an indie game with car combat that resembles a Mad Max-like experience.
- The game features murderous enemy cars that move like automotive animals with minds of their own.
- Players drive around an Unreal Engine map, engaging in combat with hostile vehicles from various gangs.
- Mad Metal offers an enjoyable, albeit janky, gameplay experience with unique features like a slow time button and a giant metal eye providing guidance.
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HRKatha
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Social media is showing Indian workers what they’re missing—and they want change
- Social media is driving a desire for change among Indian professionals by showcasing work cultures in countries like Sweden and Germany that prioritize well-being and work-life balance.
- Indian workers are questioning the prevalent culture of presenteeism, blurry work-life boundaries, and lack of focus on well-being.
- Platforms like LinkedIn and Instagram are serving as windows into healthier work environments, influencing Indian professionals' views on success.
- The gap between what Indian employees want, such as shorter work weeks and meaningful autonomy, and what companies offer may lead to transformation or talent drain.
- Factors like historical evolution gap, prosperity's impact, cultural transformation, and technology's effect are driving the push for change in Indian workplaces.
- While foreign workplace norms are seen as more humane and effective, Indian companies face challenges in transitioning due to different work models and cost structures.
- However, signs of transformation are emerging, including the adoption of hybrid work models, mental health policies, and experimentation with shorter work weeks.
- The generational mismatch in workplace expectations poses a challenge, but Indian companies are gradually shifting towards more empathetic and experience-driven workplaces.
- The pace of change in Indian workplaces remains subject to debate, with some predicting a slow transformation while others believe competition for talent will drive quicker evolution.
- Social media is acting as a catalyst for change, highlighting the need for Indian employers to humanize workplaces and prioritize employee well-being to stay competitive.
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