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HRKatha

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Viral video exposes alleged toxic workplace practices in China

  • A viral video from China has exposed alleged toxic workplace practices.
  • The video shows employees bowing deeply to their boss while chanting slogans of loyalty.
  • The incident has sparked debate about high-pressure work environments in China.
  • This incident highlights the need for workplace reforms in the country.

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Minis

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How to tell if a job offer is real or a scam

  • Check the Company’s Credibility: Research the company’s website, email domain, and online presence. Scammers often use fake domains.
  • Avoid Paying Fees: Real employers never ask for money upfront, whether for application fees, equipment, or training.
  • Watch for Red Flags: Look out for poorly written emails, unsolicited job offers, or requests for sensitive information like bank details.
  • Be Cautious with Communication: Scammers often use text messages, unfamiliar platforms, or press you for quick decisions.
  • Use Trusted Job Sites: Stick to reputable job boards and official company websites to find job listings.

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HRKatha

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Akasa Air reaffirms employee-centric approach amid pilot concerns

  • Akasa Air reaffirms its commitment to being an employee-centric organization while addressing pilot concerns about training and safety.
  • The airline emphasizes continuous improvement in safety processes, procedures, and training, with a fleet of 26 aircraft and 800 pilots.
  • Akasa Air refutes allegations of safety and training shortcomings, reporting high employee satisfaction and an attrition rate of less than one percent.
  • Despite recent concerns, the airline remains confident in its ability to uphold safety and employee satisfaction as it continues to expand.

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Forbes

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Current HELOC & Home Equity Loan Rates: December 18, 2024—Rates Are Mixed

  • Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.
  • A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments. A home equity line of credit is a variable-rate second mortgage that draws on your home’s value as a revolving line of credit.
  • Both options use your property as collateral for your payments, which means your lender can seize your property if you can’t repay what you borrow.
  • Home equity represents how much you own of your home compared to what the bank or mortgage lender owns. If you’ve paid off your home in full, you have 100% equity.

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Forbes

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Current Refinance Rates: December 18, 2024—Rates Inch Up

  • The rate on a 30-year fixed refinance climbed today.
  • The current 30-year, fixed-rate mortgage refinance rate is averaging 7.31%.
  • For 20-year mortgage refinances, the average rate is 7.18%.
  • At the current interest rate of 7.31%, borrowers with a 30-year, fixed-rate mortgage of $100,000 will pay $686 per month for principal and interest.
  • The average interest rate on the 20-year fixed refinance mortgage is 7.18%.
  • The 15-year fixed mortgage refinance is currently averaging about 6.33%.
  • The average interest rate on the 30-year fixed-rate jumbo mortgage refinance is 7.21%.
  • When you refinance, your new rate is based on current refinance rates and your loan term.
  • Refinancing also may help you access your home’s equity or eliminate private mortgage insurance (PMI).
  • It pays to have a strategy for finding the lowest rate when you want to refinance.

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Forbes

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Mortgage Rates Today: December 18, 2024—Rates Move Up

  • The mortgage rates today for a 30-year fixed mortgage is 7.24% and for a 15-year fixed mortgage is 6.31%.
  • The average rate on a 30-year fixed mortgage rose to 7.24% today from 7.20% yesterday.
  • The APR on a 30-year fixed mortgage is 7.26%, lower than last week, which includes the loan's interest rate and finance charges.
  • According to the Forbes Advisor mortgage calculator, borrowers with a 30-year fixed-rate mortgage of $100,000 will pay $681 per month in principal and interest, with a total interest paid of approximately $145,266 over the life of the loan.

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Forbes

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Today’s CD Rates: December 18, 2024—Earn 5% Or More

  • CD rates are ranging from 1.31% to 5.37% based on term length.
  • A CD is a type of savings account that comes with a fixed interest rate and a maturity period.
  • CDs typically offer better yields than high-yield savings accounts.
  • The longer the term, the harsher the early withdrawal penalty, typically a year's worth of interest or more.
  • Three-month CDs are a good option for short-term savings goals with best rate at 4.96%.
  • The highest interest rate currently available on a 12-month CD is 5.37%.
  • If you can hold out for two years, 2-year CDs are being offered at interest rates as high as 4.52%.
  • On a five-year CD, the highest rate today is 4.25%.
  • Jumbo CDs require a minimum deposit of $100,000, and some require $250,000.
  • Average rates for CDs change over time, with online banks often offering higher rates than brick-and-mortar banks.

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Forbes

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High-Yield Savings Account Rates Today: December 18, 2024 – Rates Are Mixed

  • Rates on savings accounts are mixed compared to one week ago.
  • The highest APY on a standard savings account with a $2,500 minimum deposit requirement is 6.82%.
  • High-yield savings accounts generally pay considerably more interest than conventional savings accounts.
  • The average APY for high-yield savings accounts with a minimum opening deposit of $25,000 is 6.82%.

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Forbes

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Money Market Interest Rates Today: December 18, 2024 — Rates Stay About The Same

  • The average money market rate is currently 0.56%, with the best rate today at 5.00%.
  • Money market accounts offer higher interest rates than traditional savings accounts.
  • MMAs at banks are insured by the FDIC, while MMAs at credit unions are insured by the NCUA.
  • To open a money market account, compare rates, minimum requirements, fees, and other features.

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HRKatha

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Walmart pilots body cameras to enhance staff safety

  • Walmart is piloting a programme to equip store associates with body cameras to enhance staff safety.
  • The wearable cameras are intended to assist employees during challenging interactions with customers.
  • The cameras will only be activated during escalating situations, ensuring privacy in break rooms and restrooms.
  • By capturing interactions on video, the technology aims to provide an added layer of support for employees and potentially discourage hostile behaviour.

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HRKatha

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Ola CEO shocked by employees’ poor attendance; warns against misusing WFH

  • Ola CEO Bhavish Aggarwal expressed shock at the poor attendance of employees and warned against misusing work-from-home privileges.
  • Aggarwal emphasized that absenteeism is disrespectful to hardworking employees and stated that stricter measures will be implemented regarding attendance.
  • Employees found to have abused the WFH flexibility will be contacted by HR.
  • Aggarwal dismissed claims of flawed attendance data due to a facial-recognition system snag and criticized those who made such excuses.

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Nordicapis

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How API Sprawl Negatively Affects Business

  • API sprawl is when an organization doesn’t have a clear vision for how to implement their APIs, leading to confusion about who’s responsible for different APIs or even what APIs exist in the first place.
  • Businesses are deploying a record number of internal APIs. According to Rapid’s 2022 State of API Report, organizations with 10,000 or more employees have an average of over 250 internal APIs.
  • API sprawl poses some specific risks for business owners, though, which can have serious repercussions for anyone looking to generate income with a service that uses APIs.
  • API sprawl causes APIs to spiral out of control quickly, creating new endpoints faster than they can be tracked. This can cause everything from broken or underperforming services to wasting time on unnecessary work to all manner of security risks.
  • Data breaches have been exploding over the last 10 years. A staggering 66% of consumers won’t trust a company once they’ve experienced a data breach. Once a customer’s data has been exposed by your business, you may never get them back.
  • According to recent research from McKinsey & Co., a product that’s six months late to market can earn 33% less profits over five years.
  • API sprawl can result in an uneven user experience, for example, if an incorrect API works its way into an API catalog. If they’re able to see the backend of a product, they may end up encountering an API without any documentation, which could end up leaving an unfavorable impression of your business.
  • The good news is that API sprawl has become such a prevalent concern there’s a wide range of excellent wisdom and best practices you can follow to keep it at bay.
  • Employing an API catalog is one way, as it puts all of your APIs in one central location. This makes it much less likely for an API to get lost in the shuffle.
  • Following an API-first design is another, as your API will be planned before it’s built. This all but eliminates the possibility of unknown endpoints that could be an API security risk.

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HRKatha

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Narayana Murthy stands by 70-hour workweek; wants youth to work harder

  • Narayana Murthy continues to stand by his suggestion for a 70-hour workweek, despite criticism.
  • He believes that the youth of India need to work harder to help the nation achieve global success.
  • Murthy emphasizes the importance of comparing India with successful global companies and addressing the poverty and job creation challenges.
  • He urges the youth to avoid being complacent, focus on hard work, and uplift India's status globally.

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Bombay HC quashes reinstatement, orders compensation for dismissed worker

  • The Bombay High Court set aside a Labour Court order directing the reinstatement and back wages of a worker dismissed for sleeping on duty.
  • Instead of reinstatement, the court awarded Rs. 22,00,000 as lump sum compensation.
  • The High Court upheld the worker's misconduct but noted that a single incident of sleeping on duty did not warrant dismissal.
  • Given the 14-year gap since the dismissal and the plant's closure, the court found reinstatement impractical.

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Rockpapershotgun

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Gwent returns in The Witcher 4, according to CD Projekt's heavy hints

  • The developers of The Witcher 4 have hinted at the return of Gwent, the in-universe card game.
  • CD Projekt Red executives expressed their love for Gwent and stated that they don't think anyone will be disappointed.
  • Gwent was popular enough to spawn a free-to-play multiplayer spin-off and a standalone singleplayer adventure.
  • The form and gameplay of Gwent in The Witcher 4 are yet to be revealed.

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