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Forbes
6d
65
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Millions Could Lose Medicaid Coverage—Here’s How To Keep Yours
- A new law passed on Friday includes cuts to the Affordable Care Act and Medicaid, potentially leaving millions of Americans without coverage.
- The bill presents hurdles to maintaining Medicaid coverage, with requirements for individuals to fulfill community service, work, attend school, or meet specific income criteria.
- The law includes provisions that prohibit gender transition procedures, block payments for abortions in cases other than rape, incest, or life-threatening conditions, and may lead to closures of health centers like Planned Parenthood.
- Over the next decade, Medicaid will face cuts totaling $930 billion, with some states expected to implement work requirements sooner than the federal deadline of January 1, 2027.
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Forbes
6d
408
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The Big Beautiful Bill Cuts EV Tax Breaks—Here’s How Drivers Can Offset Costs
- The Big Beautiful Bill eliminates tax credits for energy vehicles (EVs), including a $7,500 credit for new EVs and a $4,000 credit for used EVs.
- Consumers have until September 30 to take advantage of the credits, with income restrictions for different filers to qualify.
- Although upfront costs for EVs are higher than gas-powered cars, long-term savings on fuel, maintenance, and repair make them a financially viable option.
- Credit cards offering cash back or points for EV charging provide additional savings, and options like the FutureCard Visa® Debit Card* offer significant benefits for eco-friendly purchases.
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Forbes
6d
313
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Students: Here’s How You Can Use Credit Cards To Save Big On Amazon Prime Day
- Amazon Prime Day 2025 is set to run for four days from July 8 to July 11, offering various deals across thousands of products.
- Students can leverage credit cards to maximize savings during Prime Day by earning cash back, welcome bonuses, and using rewards points.
- It is advised to get a new credit card with a realistic welcome bonus, pay off the full balance every month, and only purchase within means.
- To make the most of savings, students should redeem rewards points wisely, plan purchases, and avoid carrying balances to prevent accruing interest.
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Forbes
6d
399
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Trump’s New Tax Law Could Cut Social Security Taxes For Millions
- A new tax break for seniors may reduce taxes on Social Security income.
- The law offers a $6,000 tax deduction for individuals aged 65 and older.
- While not all seniors benefit, it could lower taxable income for many retirees.
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Medium
6d
284
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Old Choices, New Chaos Ahead
- Legacy decisions, undocumented button styling, and outdated color token systems are causing chaos in product development.
- Product debt, built up from neglected design and user experience evaluations, is hindering progress and leading to clunky interfaces.
- Deferred choices, unresolved bugs, and delayed fixes are accumulating over time, impeding user satisfaction and creating workarounds.
- The gradual decline of platforms is attributed to a reluctance to re-evaluate past decisions and address accumulating technical and design issues.
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Rockpapershotgun
6d
395
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Valve say controversial Mount & Blade: Warband mod accused of historical revisionism was taken down by creator
- A controversial Mount & Blade: Warband mod called 'Gwangju Running Man' was taken down worldwide by its creator after being accused of historical revisionism.
- The mod misrepresented the events of the South Korean Gwangju Uprising and depicted protesters as armed and violent criminals, leading to its removal from Steam Workshop.
- Valve clarified that the mod's creator was responsible for its global takedown, while Valve limited access to the mod only in South Korea.
- Valve's approach is to allow almost everything on Steam except for illegal or trolling content, with the mod likely falling under the former category in South Korea.
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Forbes
6d
371
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High-Yield Savings Account Rates Today: July 8, 2025 – Rates Are Steady
- Savings account rates have remained stable compared to last week, with the highest yield reaching up to 5.84%.
- Online banks or credit unions offer rates that are significantly higher than traditional financial institutions.
- High-yield savings accounts require meeting certain criteria like being a credit union member or making a substantial deposit to earn higher interest rates.
- Consider factors like interest rates, minimum deposit requirements, fees, and the financial institution's reputation when selecting a savings account.
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Forbes
6d
330
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Current HELOC & Home Equity Loan Rates: July 8, 2025
- Home equity loans and home equity lines of credit (HELOCs) allow homeowners to access the value of their homes through fixed-rate loans or variable-rate second mortgages.
- HELOCs are available for amounts ranging from $100K to $500K, with different terms like 5, 10, 15, 20, and 30 years to suit various financial needs.
- Home equity loans are secured loans that offer competitive interest rates based on the equity in your home, using it as collateral. Lenders typically approve loans based on a certain loan-to-value (LTV) ratio.
- Borrowing against home equity can be used for major financial needs, and calculating equity involves subtracting your home's value from your mortgage balance. Some lenders may require an LTV of 80% or less for approval.
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Forbes
6d
264
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Mortgage Rates Today: July 8, 2025 – 30-Year and 15-Year Rates Increase
- The current mortgage rate on a 30-year fixed mortgage rose to 6.69%, up by 1.62% in the last week.
- The APR on a 15-year fixed mortgage also increased to 5.65% from the previous week.
- Mortgage rates for both 30-year and 15-year fixed mortgages saw noticeable increases this week.
- Factors such as Federal Reserve decisions, U.S. Treasury bond yields, and global events can influence mortgage rates.
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Forbes
6d
206
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Today’s Mortgage Refinance Rates: July 8, 2025 – Rates Climb
- 30-year fixed refinance rate is at 6.74%, 15-year rate is 5.66%.
- 20-year mortgage refinances are at an average rate of 6.51%.
- Rates for jumbo mortgage refinances have increased to 7.06% for 30-year fixed.
- Consider various loan terms and costs to determine if refinancing is beneficial.
- Factors like inflation and unemployment rates can impact future mortgage interest rates.
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Rockpapershotgun
6d
156
Image Credit: Rockpapershotgun
Eve Online has changed how pilots buy and sell its fancy golden space ticket known as Plex
- Eve Online has transitioned the sale of its golden subscription token, Plex, to a global market, replacing local sales across regions.
- This change aims to boost liquidity, create a fair market equilibrium, and support the evolving economy of the game.
- CCP, the developers of Eve Online, are adjusting the Plex system to prevent it from being treated as a long-term investment or speculative asset, ensuring it remains a fluid currency for player empowerment.
- The move may lead to cheaper immediate Plex prices due to increased competition among sellers across the entire game space, with the long-term goal of price stability.
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9 Likes
Rockpapershotgun
6d
375
Image Credit: Rockpapershotgun
In this austerely beautiful moonbase management game, "your only choices will be impossible ones"
- Kuu is a new moonbase management game where players take on the role of a silent caretaker in a lunar greenhouse.
- Players will face challenging decisions such as tending to sickly plants, setting up solar panels, and searching for help.
- The game, developed by Interactive Tragedy, Limited, aims to combine traditional print design with interactive fiction.
- Kuu offers a unique gameplay experience with a focus on creating a narrative ecosystem using different media.
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22 Likes
HRKatha
6d
523
Image Credit: HRKatha
US Department of Veterans Affairs quietly reduces workforce by 30,000
- The US Department of Veterans Affairs is reducing its workforce by nearly 30,000 through gradual measures like voluntary retirements and natural attrition.
- Between January and June 2025, the VA's workforce decreased from 484,000 to 467,000, with further reductions expected by the end of September.
- A government-wide hiring freeze is in place to support the downsizing, focusing on exempting key positions to protect essential services for veterans.
- While initially considering larger cuts, VA leadership has revised plans to avoid significant job losses and massive restructuring, with focus shifting towards cost efficiency and service quality maintenance.
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Forbes
6d
502
Image Credit: Forbes
Money Market Interest Rates Today: July 8, 2025 – Earn Up To 4.5%
- The average money market rate is currently at 0.53%, with the highest rate today at 4.5%.
- Money market accounts (MMAs) are interest-bearing deposit accounts offered by banks and credit unions that allow deposits, earn interest, and provide withdrawal flexibility.
- MMAs typically offer higher interest rates than traditional savings accounts, along with features such as debit cards and check-writing capabilities.
- MMAs at banks are insured by the FDIC, while those at credit unions are insured by the NCUA, both providing up to $250,000 coverage per account type.
- It's recommended to compare different MMAs from various institutions based on interest rates, minimum balance requirements, fees, and withdrawal limits before opening an account.
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HRKatha
6d
165
Image Credit: HRKatha
Nationwide Bharat Bandh on 9 July to see massive worker participation
- A nationwide general strike, or Bharat Bandh, is scheduled for July 9th with over 25 crore workers expected to participate from sectors like banking, transport, and construction.
- The strike is a protest against what is perceived as 'anti-worker and pro-corporate' reforms, particularly focusing on newly-introduced labour codes that are criticized for diluting protections and limiting rights.
- Additional concerns include rising unemployment, inflation, and declining public services, as well as issues such as recruiting retired personnel instead of creating jobs for the youth and restricting migrant workers' rights.
- Despite the anticipated disruptions in public-sector services, schools and private offices are expected to remain open. Various associations, like CoSAAP in Arunachal Pradesh, will stage their own protests to address local demands.
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