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Forbes
13h
47
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Current HELOC & Home Equity Loan Rates: July 14, 2025
- Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes, with a HELOC being a variable-rate second mortgage while a home equity loan is a fixed-rate, lump-sum loan.
- HELOCs come in different amounts and term lengths, ranging from $100K for extensive renovation projects to $500K for substantial financing needs, with options for 5, 10, 15, 20, and 30-year terms suited to varying project sizes and financial goals.
- HELOC rates are influenced more by bank rates than first-mortgage rates and are expected to rise as per signals from the Federal Reserve, impacting borrowing costs.
- Calculating home equity involves subtracting your current mortgage balance from your home’s current value, with lenders typically approving loans based on a set loan-to-value (LTV) ratio, such as 80% LTV or less.
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HRKatha
14h
595
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Goldman Sachs deploys AI software engineer Devin to transform tech roles
- Goldman Sachs is using an AI software engineer named Devin, developed by Cognition, to revolutionize software development and tech operations.
- The bank plans to introduce hundreds of these AI engineers initially and scale up to thousands to improve development speed and efficiency by handling repetitive tasks.
- The addition of AI coders such as Devin is expected to boost productivity by three to four times compared to previous AI tools, leading human developers to focus on strategic roles.
- The rise of AI coders poses challenges for the job market, potentially impacting up to 2,00,000 banking jobs globally over the next few years, with entry-level positions at greater risk.
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Rockpapershotgun
14h
47
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Warhammer 40K: Dawn of War – Definitive Edition gets an August release date, with a chunky discount for Anniversary owners
- Warhammer 40,000: Dawn of War - Definitive Edition is set for release on August 14th with a 30% discount off the standard $30 price for Anniversary Edition owners on both Steam and GOG platforms.
- The game will be compatible with over 20 years of community mods and will include all four expansions. It features four campaigns and nine factions including Orks, Eldar, Space Marines, Imperial Guard, Tau, Necrons, and Sisters Of Battle.
- Relic confirms multiplayer improvements with bug fixes and planned post-launch support. General enhancements include better graphics with image-based lighting, unit texture upscaling, new world lighting, and integrated mod manager.
- Controversy surrounds a new trailer change, replacing a Space Marine scream, but overall enhancements such as improved camera, 4K support, and better HUD for widescreen are notable features in the Definitive Edition.
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HRKatha
14h
258
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Torrent Pharma appoints Manish Kainth as CHRO
- Manish Kainth has been appointed as the new CHRO at Torrent Pharmaceuticals to strengthen people leadership during global expansion.
- Kainth will focus on driving HR strategy, enhancing leadership capability, and aligning the company's culture with performance and innovation.
- With over two decades of HR experience across various industries, Kainth's expertise lies in talent development and building global HR frameworks.
- The appointment signifies Torrent Pharma's commitment to developing a high-performing workforce with HR playing a key role in business success.
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HRKatha
15h
121
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Why ‘Centres of Excellence’ can hollow out the very culture they’re meant to strengthen
- The Centre of Excellence model in modern enterprises can harm corporate culture.
- Transition to CoE can displace HR professionals, leading to lost purpose and trust.
- Challenges include centralizing functions, affecting autonomy, and eroding loyalty and culture.
- A balanced approach is needed to centralize tasks without diluting human touch.
- Success in implementing CoEs lies in marrying efficiency with empathy and intentionality.
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HRKatha
17h
198
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Sahar Khan is India head of HR, Amplifon
- Sahar Khan has been appointed as the India head of human resources at Amplifon, moving from BMW Group where she held the position of assistant general manager, human resources.
- Khan has about 15 years of experience in the HR field. She began her career at ITC and Kimberley-Klark before moving to Glenmark Pharmaceuticals as a management trainee, subsequently taking on roles such as assistant manager-human resources and manager-sales HR.
- Her career also includes stints at McCain Foods and Aditya Birla Fashion and Retail-Pantaloons before joining BMW Group in 2021 as senior manager, human resources. She was later promoted to assistant general manager, human resources.
- A graduate of Miranda House, Delhi University, and the Symbiosis Centre for Management and Human Resource Development, Khan's focus on sustainable HR practices aligned with business strategy is seen as an asset for Amplifon.
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HRKatha
17h
232
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Recruit Holdings to lay off 1,300 across Indeed and Glassdoor
- Recruit Holdings, the Japanese tech company and parent of Indeed and Glassdoor, is laying off about 1,300 employees across the two companies to shift focus to artificial intelligence (AI).
- The layoffs aim to integrate Glassdoor into Indeed operations and emphasize AI technology.
- The job cuts will impact various functions in the US, including tech, HR, sustainability, and R&D departments.
- Recruit Holdings plans to streamline recruitment through AI and enhance the experience for employers and job seekers.
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HRKatha
18h
40
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Flipkart staff can sell 5% of stock options at $174.32 per share
- Flipkart is allowing its employees to sell up to 5% of their stock options at $174.32 per share, benefiting about 7,000 employees who've worked with the company from 6 July 2022 to 5 July 2025.
- Employees can expect payments from this stock buy-back offer in August 2025, with a possibility of another liquidity program next year if Flipkart's performance meets expectations.
- Flipkart is preparing for an IPO with a valuation of $60-70 billion and plans to relocate its holding company from Singapore to India.
- The company is also focusing on significant expansion in 2025, aiming to hire 5,000 new employees to strengthen its quick commerce and fintech verticals, while investing in artificial intelligence for future innovation.
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Insider
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12
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Former Amazon principal engineer says he spent '1-4 hours' reading daily — and it's part of the company's 'secret sauce'
- Former Amazon principal engineer, Steve Huynh, emphasized the importance of Amazon's 'reading culture' which involved daily reading of six-page memos for 1-4 hours.
- Huynh mentioned that Amazon's culture of writing and reading was considered the company's 'secret sauce' and other companies should strive to replicate it.
- Amazon's memo-writing culture was instilled by Jeff Bezos, where employees would share dense, direct six-page memos rather than using PowerPoint for presentations.
- Andy Jassy, Bezos' successor and Amazon's current CEO, has continued the culture of memo-writing, emphasizing the effectiveness of concise six-page memos for communication.
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Pcgamer
1d
186
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Total War: Warhammer 3's Tides of Torment DLC is delayed: 'We asked ourselves if this next DLC met the standards that we’ve set in recent releases, and the short answer was no'
- Creative Assembly has delayed the release of the Tides of Torment expansion for Total War: Warhammer 3 to later this year, as it did not meet the company's quality standards.
- The decision to delay the DLC was made after recent playtesting revealed that it did not meet the standards set by previous releases.
- The expansion was set to introduce a serpentine legendary lord and a new Norscan faction, but its delay will also affect the release of new details about these factions.
- While updates for the game are expected in the coming months, the focus will return to Tides of Torment in September, likely accompanied by a significant new update between October and December.
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Pcgamer
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You can now play both campaigns of the original Command & Conquer in 2-player co-op, thanks to one of its best mods
- Dawn of the Tiberium Age, a renowned Command & Conquer mod, now allows players to experience the entirety of the original game's single-player campaigns in two-player co-op.
- The mod also offers various enhancements and tweaks to the gameplay experience, such as adjusting artillery range, changing the perspective to isometric view, and redesigning missions to accommodate co-op play.
- In addition to supporting co-op play for the GDI campaign, the modders have now adapted the Nod storyline for two-player co-op as well, with missions specifically designed for this mode.
- The latest update of the mod not only includes the co-op feature but also introduces a new custom mission, updated models for factions, and additional multiplayer maps, showcasing the ongoing dedication of the modding team to the Command & Conquer community.
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Forbes
3d
202
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The Smart Shopper’s Guide To Buy Now, Pay Later: Why Credit Cards Still Come Out On Top
- Buy now, pay later (BNPL) services provide short-term financing by breaking purchases into installments, often interest-free. Usage of BNPL services like Klarna and Affirm is increasing for various purchases, including meals from DoorDash.
- Comparison between BNPL services and credit cards show differences in structure, fees, and credit score impact. Credit cards offer rewards and help in building credit, whereas not all BNPL services report to credit bureaus.
- BNPL services can be enticing for those with low credit scores, but may lead to financial risk. Consumer Financial Protection Bureau report reveals usage patterns and risks associated with relying heavily on BNPL services.
- Financial advisor warns against overdependence on BNPL services for instant gratification, highlighting the importance of responsible usage. Recommends using BNPL for one-time large purchases and suggests utilizing 0% APR credit cards to avoid interest payments.
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Forbes
3d
158
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Tax Tips for Navigating Unemployment and Layoffs in 2025
- Unemployment benefits and severance pay are taxable income as per the federal government.
- It's advisable to request withholding from future unemployment payments to avoid a tax bill during filing.
- Severance pay, even if received as a lump sum, is taxed like regular income and can push individuals into a higher tax bracket temporarily.
- Lower income due to job loss may qualify individuals for tax refunds and various tax credits, providing a silver lining in times of financial uncertainty.
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Forbes
3d
147
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New Copper Tariffs Could Mean Price Hikes For Energy Bills, Cars And Electronics: Here’s What You Need To Know
- President Trump announced 50% tariffs on copper imports starting August 1, 2025, citing national security reasons.
- The tariffs on copper may raise prices for industries such as Semiconductors, Aircraft, Data Centers, Lithium-ion Batteries, and could lead to higher energy bills for consumers.
- The U.S. copper industry, which is small compared to steel, heavily relies on imports, with Chile being a significant supplier.
- Economists warn that the tariffs could strain foreign trade relations and the U.S. lacks the infrastructure for immediate self-sufficiency in copper production.
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Forbes
3d
39
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Bitcoin Price Today: Bitcoin Rises To $117,947
- Bitcoin (BTC) trades at $117,947, up 6.01% in 24 hours.
- Bitcoin's 52-week high is $118,856, low is $49,121, up 24.92% year-to-date.
- Bitcoin, with its capped supply of 21 million coins, influences price.
- Institutional adoption and market confidence drive bitcoin's validation as an asset.
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