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Forbes
5d
241
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Current HELOC & Home Equity Loan Rates: July 9, 2025
- Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes, using the property as collateral for payments.
- HELOCs offer flexibility with a variable rate and a revolving line of credit, while home equity loans provide a lump-sum, fixed-rate option for borrowing.
- Various loan amounts and terms are available, such as 5-year, 10-year, 15-year, 20-year, and 30-year, catering to different financial needs and preferences.
- Homeowners can leverage their home's equity for purposes like renovations, investments, debt consolidation, and more, without needing to pay off their property entirely.
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Forbes
5d
45
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High-Yield Savings Account Rates Today: July 9, 2025 – Rates Are Steady
- Savings account rates remain stable compared to previous week with up to 5.84% being the highest yield available.
- High-yield savings accounts generally offer higher interest rates than conventional savings accounts, requiring potential customers to meet specific criteria.
- The current average APY for a traditional savings account is 0.22%, while high-yield accounts offer an average APY of 0.23%.
- Factors to consider when selecting a savings account include interest rates, minimum deposit requirements, fees, and the institution's reputation and safety.
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Forbes
5d
290
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Today’s Mortgage Refinance Rates: July 9, 2025 – Rates Increase
- Today's rates for mortgage refinancing saw an increase on both 30-year and 15-year fixed loans.
- Average rates climbed to 6.81% for 30-year fixed refinance and 5.72% for 15-year fixed.
- Rates for 20-year fixed refinance mortgages rose to 6.65%. Comparison to last week provided.
- Jumbo mortgage refinance rates also showed an uptick. Expert outlook on future rates shared.
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Forbes
5d
348
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Mortgage Rates Today: July 9, 2025 – Rates Move Up
- Current mortgage rates for a 30-year fixed mortgage are at 6.74%, a 15-year fixed mortgage at 5.72%, and a 30-year jumbo mortgage at 7.04%.
- The APR on a 30-year fixed-rate mortgage is 6.77% and on a 15-year fixed-rate mortgage is 5.76%.
- Factors influencing mortgage rates include Federal Reserve decisions, U.S. Treasury bond yields, and global events like the COVID-19 pandemic.
- Borrowers can use mortgage calculators to estimate monthly payments and consider various loan options based on credit score, down payment, and loan requirements.
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Forbes
5d
278
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CD Rates Today: July 9, 2025 – Rates Rise
- Best CD interest rates today reach up to 4.94%, depending on term lengths.
- CDs offer fixed interest rates for set periods, providing better yields than savings.
- Rates range from 4.26% for three-year CDs to 4.94% for six-month CDs.
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HRKatha
5d
163
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Himachal Pradesh expands paramedical education to address healthcare staff shortage
- Himachal Pradesh government expands seats for paramedical technician courses to address healthcare staff shortage.
- Indira Gandhi Medical College increases seat capacity for BSc. courses in core technical fields from 10 to 50 each.
- Expansion aimed at better utilizing medical equipment, improving care delivery in government hospitals, especially in remote areas.
- State also focusing on recruiting in healthcare sector and enhancing nursing and paramedical training to build self-reliant healthcare infrastructure.
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HRKatha
5d
303
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Sudden layoffs at startup spark social-media outrage
- A tech startup faced backlash on social media after laying off 19 employees during a surprise video call, citing a withdrawal of investor funding.
- The move, which came without warning, left employees shocked as they were informed of the closure and immediate cease of operations.
- The post detailing the layoffs on Reddit quickly gained traction, with many users expressing outrage at the lack of communication and job insecurity in the tech industry.
- Users on the platform offered support and advice to the affected employee, sharing similar experiences and providing tips for job hunting and maintaining resilience.
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HRKatha
5d
57
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Saudi Arabia launches skill-based work-permit system for expats
- Saudi Arabia has implemented a new skill-based work-permit system for foreign workers effective 1 July for new arrivals and 18 June for existing workers.
- Expatriates are grouped into three categories—highly skilled, skilled, and basic—based on various criteria like qualifications, experience, and wage levels.
- The system aims to attract specialized global talent for Saudi Arabia's giga-projects and reduce skill mismatches.
- The new system complements the existing Professional Verification Programme and is expected to enhance hiring transparency and support the Kingdom's shift to a more skilled economy.
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HRKatha
5d
270
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The 5-to-9 Trap: Is Gen Z’s quest for perfect evenings fuelling a new burnout?
- Gen Z's quest for perfect evenings may be fueling burnout through performative routines.
- Evening content on social media emphasizes aesthetic productivity, overshadowing genuine rest and relaxation.
- Digital validation pressure leads to an exhausting cycle of self-doubt and overdrive.
- Finding true balance post-work may require disconnecting from digital pressures for authentic fulfillment.
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HRKatha
5d
53
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Kia India’s Hardeep Brar to be BMW Group India’s president & CEO
- Hardeep S Brar, who served as senior vice president and head of marketing and sales at Kia India, will now be the president and CEO of BMW Group India after over four years at Kia.
- Brar holds a BE in mechanical engineering from the Thapar Institute of Engineering & Technology and completed a senior executive leadership program at Harvard Business School in 2017.
- With a professional journey that includes roles in companies like Maruti Suzuki, Volkswagen, General Motors, Nissan, and Great Wall Motor, Brar is set to assume the new role at BMW Group India on September 1, 2025.
- Given his extensive experience in the automotive industry and previous leadership roles, Brar is poised to take over the responsibilities from Vikram Pawah at BMW Group India, with Pawah moving to BMW Group Australia and New Zealand as CEO.
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HRKatha
5d
1.7k
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Intel begins trimming global workforce with job cuts in Oregon, US
- Intel has started implementing job cuts in Oregon as part of its global workforce reduction plan announced last month.
- The company aims to restructure operations by laying off 15 to 20 percent of its foundry workers globally, affecting over 10,000 employees.
- The job cuts have already commenced at Intel's facilities in Aloha and Hillsboro, with over 500 permanent roles expected to be eliminated in Oregon.
- The CEO, Lip-Bu Tan, is focusing on simplifying processes and direct reporting to improve organizational efficiency amidst industry challenges.
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Bitcoinist
5d
386
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Metaplanet Moves On Digital Bank Acquisition As It Scales Bitcoin Strategy
- Metaplanet has become one of the biggest corporate Bitcoin holders, owning 15,555 BTC with plans to increase to 210,000 BTC by 2027, amounting to 1% of all Bitcoin.
- The company started buying Bitcoin in 2024 as a hedge against rising prices but is now rapidly scaling its holdings, with a recent purchase of 2,204 BTC for $237 million.
- Metaplanet's Bitcoin strategy involves using BTC as collateral to acquire cash flow businesses, with a focus on buying profitable ventures like Japanese digital banks for enhanced services.
- While ranking among the top five companies in Bitcoin holdings, Metaplanet faces risks with its strategy, including potential regulatory hurdles in Japan and challenges in integrating a digital bank, showcasing a bold but risky corporate finance approach.
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HRKatha
5d
234
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Is Infosys now using ‘health reminders’ to discourage long work hours?
- Infosys is discouraging its workforce from working more than 9.15 hours a day, implementing a system to track working hours.
- This move comes after criticism of the suggestion by Infosys co-founder Nr Narayan Murthy for 70 hours of work per week.
- Infosys aims to promote work-life balance and prevent employee burnout by encouraging a balance between work and personal life.
- The company will send 'health reminders' to employees exceeding the daily limit, offering tips on breaks, recharging, delegation, and disconnecting from work outside official hours.
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Hootsuite
6d
251
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Social commerce: The ultimate guide to selling on social media
- Social commerce simplifies digital marketing, allowing direct sales through social media platforms.
- It enables brands to sell products directly on Instagram, TikTok, and Facebook.
- Statistics show the rise of social commerce globally, offering new opportunities for businesses.
- Learn about successful social commerce strategies and platforms like Instagram Shops and TikTok.
- Discover tips to maximize success, like collaborating with influencers and leveraging user-generated content.
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Forbes
6d
82
Image Credit: Forbes
Two Big Tax Changes That Could Hit Working-Class Households Under Trump’s “Big Beautiful Bill”
- The Big Beautiful Bill passed in July includes tax changes affecting working-class Americans, with a tip and overtime tax break offering relief until 2028.
- The tax break allows individuals like service workers to deduct tips and overtime wages from their taxable income, reclaiming up to $25,000 annually for couples.
- However, starting in 2026, a new 1% excise tax will be imposed on certain outbound remittance transfers, adding a financial burden for those sending money overseas.
- While the Big Beautiful Bill benefits some workers, particularly in service industries, it introduces challenges for individuals sending money abroad, emphasizing the need for tax planning.
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