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Insider
9h
160
Image Credit: Insider
I'm 67 and can't afford to retire. I'm moving away from my grandchild to work less and enjoy a lower cost of living.
- The author, not shown, is planning to move away from her family to enjoy a lower cost of living.
- The author regrets not investing in a pensions scheme offered to her earlier in life.
- She was badly advised and started paying to a private pension at 40, which won't pay her enough to live on.
- To have a comfortable retirement one needs an annual income of about $50K, which she won't get.
- She has realized a smaller town would make more sense financially, but hesitated because of family.
- She had to make a tough decision to move further away from her granddaughter.
- She will now work a day a week, have more time for passions and be able to travel.
- She advises young people to not leave their retirement to chance and to start a retirement plan.
- She managed to work, study and raise children on her own.
- People should not ignore the importance of financial education in relation to pensions.
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Insider
10h
14
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What to expect from AI in 2025, according to industry leaders
- Companies will focus on managing AI responsibly and investing in AI governance in 2025.
- AI investments will continue to soar, with companies using AI to boost productivity particularly in back-office tasks.
- Mergers, acquisitions, and IPOs in AI companies are expected to increase by at least 35% in 2025.
- We expect to see at least one major, globally recognized company fail or significantly downsize due to an inability to compete with one or more AI-native startups.
- The use of synthetic virtual people indistinguishable from humans will increase, leading to debates about their societal roles and limitations.
- In 2025, the AI hype cycle will give way to more specialized and domain-specific AI and robotics.
- Search will no longer be synonymous with a single brand, as users turn to multiple platforms for specific queries, including AI-powered chatbots and domain-specific search engines.
- Companies will prioritize governance and regulation in AI, with more voluntary commitments and actions to responsible AI and penalties for non-compliance with AI-specific laws.
- AI will enhance people's occupations and become a core part of their job, rather than replacing them in 2025.
- Companies will replace expensive SaaS applications with lightweight custom-fit AI solutions integrated into their stack.
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Medium
10h
263
Image Credit: Medium
How Sharp Are Your Geometry Skills?
- A square with a side length of 5 cm is divided into 25 smaller squares.
- A rectangular piece is cut out from the square sheet.
- The length and height of the rectangular piece are not provided.
- Additional data needs to be created from the given diagram to find the area of the rectangular piece.
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UpdateLand
10h
82
Image Credit: UpdateLand
10 Best Twitch Alternatives In 2025
- YouTube Gaming offers versatile content and better monetization options than Twitch, with seamless integration with YouTube and high-quality streaming.
- Facebook Gaming allows you to stream to Facebook pages, groups and communities, with various fan engagement features like stars and subscriptions.
- Trovo offers support to gaming and esports communities, interactive features like live chat and rewards, and a 50/50 revenue split.
- Kick is known for its 95/5 revenue split and relaxed content moderation policies, but has limited audience and content variety.
- DLive, a blockchain-based platform, offers rewards and cryptocurrency-based donations and subscriptions, with the downside of limited audience and monetization challenges.
- Vimeo Livestream is best for businesses and organizations seeking professional-grade streaming and customizable solutions, but with a smaller community and higher costs for advanced features.
- Bigo Live offers a broad range of casual and interactive content, including gaming live streams, with monetization opportunities and global reach.
- Odysee, a decentralized platform, allows full content ownership, cryptocurrency-based rewards, and less content restrictions, but with a smaller audience, competition and a steep learning curve.
- StreamYard, a browser-based platform, is ideal for professional broadcasts, interviews, webinars and multi-platform streaming, but with limited gaming features and smaller audience.
- Dacast offers secure, high-quality streaming for events, presentations and online courses, with advanced analytics, monetization tools and a global reach, but with higher costs and limited free trials.
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Tech Story
10h
235
Elon Musk Labels Wikipedia as ‘Wokepedia,’ Urges Followers to Halt Donations Over $50M DEI Spending
- Elon Musk criticizes Wikipedia for spending $50 million on DEI initiatives and sarcastically dubs it 'Wokepedia'.
- Musk questions the necessity of allocating such a large sum to DEI programs instead of improving content quality or technological infrastructure.
- Wikipedia defends its DEI spending, stating it aims to foster inclusivity and address systemic biases in content and contributor demographics.
- Musk's comments spark a debate about the role of social initiatives and the balance between inclusivity and neutrality.
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Technode
10h
4.6k
Image Credit: Technode
Former Microsoft and Alibaba veteran Hu Yunhua joins Zhipu AI as head of ChatGLM
- Hu Yunhua, a former Microsoft Research Asia (MSRA) researcher and senior technical expert at Alibaba DAMO Academy, has joined Zhipu AI as head of ChatGLM.
- Hu will lead the company’s consumer-facing AI conversation application, ChatGLM, which has attracted over 25 million users and generates annual revenue of more than RMB 10 million ($1.4 million).
- Hu has a strong background in AI, having worked at MSRA and played a key role in developing recommendation algorithms for shopping intent mining and optimization at Alibaba.
- Despite its early success, ChatGLM now faces increased competition as major tech firms enter the conversational AI market.
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Androidauthority
10h
321
Image Credit: Androidauthority
Here’s why Apple won’t make its own search engine to compete against Google
- Apple receives billions from Google for using Google Search as the default on iPhones.
- Developing a rival search engine would be costly and time-consuming for Apple.
- Apple's privacy focus clashes with the targeted advertising model of search engines.
- Apple asks to participate in Google's upcoming US antitrust trial over online search.
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Insider
10h
264
Image Credit: Insider
Mark Zuckerberg says he doesn't have a Hawaiian doomsday bunker, just a 'little shelter.' It's bigger than most houses.
- Mark Zuckerberg is building a 1,400-acre compound in Kauai, Hawaii with a vast basement.
- The underground structure in the compound is nearly double the size of the average US house.
- Zuckerberg referred to it as a 'little shelter' for hurricanes and similar events.
- The underground space spans approximately 4,500 square feet and includes living space, mechanical room, and an escape hatch.
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Insider
10h
124
Image Credit: Insider
These 5 trends will steer retail in 2025
- Market research company EMARKETER shared five trends hitting retailers in 2025.
- Retailers may create more exclusive content for consumers with in-house production studios.
- Technology will continue to impact the retail industry in 2025, pushing the boundaries of traditional sales and e-commerce.
- EMARKETER said companies will combine generative AI and predictive AI in 2025.
- American customers are attracted to Chinese retailers, but policies and privacy concerns could slow momentum.
- Companies like Amazon and Walmart will continue to dominate ad spending while smaller ones struggle.
- Retailers will rely more on media and entertainment content, including in-house production studios.
- Retailers are leaning into premium loyalty programs and 'partner perks'.
- The report said retailers will try to make themselves valuable to consumers by partnering with other companies and offering well-rounded subscriptions.
- EMARKETER said advertisers with fewer resources would likely consolidate their retail media network spending across fewer networks.
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Fox News
10h
78
Image Credit: Fox News
The life-changing benefits of Apple's Personal Voice and Live Speech
- Apple's Personal Voice and Live Speech features are groundbreaking accessibility tools.
- Personal Voice allows users to create a synthesized voice that sounds like their own.
- Live Speech allows users to type what they want to say and have it spoken aloud using their Personal Voice or other system voices.
- These features offer a means of communication for individuals at risk of losing their speech and prioritize privacy and security.
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HRKatha
10h
267
Image Credit: HRKatha
EPFO sees surge in membership with 13.41 lakh additions in October
- The EPFO added 13.41 lakh new members in October, indicating a rise in employment and awareness of employee benefits.
- 7.50 lakh new members were enrolled in October, with 58.49% falling in the 18-25 age group.
- Majority of new members joining the workforce are young, first-time job seekers, highlighting growing employment opportunities.
- EPFO extends deadline till 31 January 2025 for validating pension applications for higher pension.
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16 Likes
99Bitcoins
10h
89
Who Are The Key Players Set To Benefit From Trump’s Crypto Renaissance? Coinbase CEO, Tether CEO, Gemini Founders And More
- Donald Trump's return to the White House has sparked a seismic shift in the cryptocurrency landscape.
- Trump has transformed into one of the industry's most prominent advocates, promising pro-crypto policies.
- Bitcoin surged past $100,000 in response to Trump's election victory.
- Key players like the CEO of Coinbase, Tether CEO, and the founders of Gemini are set to benefit from Trump's crypto renaissance.
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Crypto-News-Flash
10h
321
Image Credit: Crypto-News-Flash
Michael Saylor’s Rules: Embrace Bitcoin and Its Potential
- Michael Saylor, the founder of MicroStrategy, has shared his 10 rules of Bitcoin.
- The rules emphasize the importance of understanding Bitcoin's potential, thriving amid chaos, and embracing true digital ownership.
- They also highlight Bitcoin as an escape from the fiat-based financial system and the need for long-term thinking and dedication.
- Saylor encourages spreading Bitcoin adoption with patience and compassion while creating a resilient community.
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Hackernoon
10h
335
Image Credit: Hackernoon
The #AI-chatbot Writing Contest by Coze & HackerNoon: Results Announcement 🎉
- Coze and HackerNoon announced the finalists and winners of the #ai-chatbot Writing Contest, which amassed 90,000 pageviews and totaled 60+ hours of reading time.
- Over 60 #ai-chatbot stories were published and had been reviewed by HackerNoon’s editors before significant narrowing to 25 finalists.
- The contest aimed at discussing AI Chatbot development and explore Coze's all-in-one AI-agent building platform for a chance to win from over $7,000 in prizes—$6,500 in cash and $500+ in Coze software usage tokens.
- Kevin Stubbs won the Best Coze Use-Case/ App Story prize for How I Built a Chatbot for Studying Foreign Languages using Coze.
- Fibonacci and Jim60105 won the Top 2 Coze Experience Stories prize while Dmitrii Galkin and Akalanka Weerasooriya won the Top 2 AI Chatbot Stories prize.
- Daria Leonova won the Best NoCode Story prize for Pawsitive Results: How to Build the Ultimate Puppy Trainer AI-chatbot With Coze.
- Emmanuel Ajala, Kickboxer J, killua, Ileolami, and Diamond were the top 5 Coze Power Writers’ Rewards.
- The platform is super easy to use, and you can build anything from your first bbot easily. Coze also has flexibility provided by various modes and different plugins.
- Each winner received Coze tokens, cash prize and Coze Premium membership for a month. Emmanuel Ajala, Kickboxer J, killua, Ileolami, and Diamond received one month of Coze Premium membership.
- Winners are required to contact HackerNoon in a duration of 60 days after the announcement to claim the reward.
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20 Likes
Insider
10h
299
Image Credit: Insider
Today's Mortgage Rates | Will Rates Drop Enough to Buy a House in 2025?
- Mortgage rates for December 26, 2024, are hovering in the high 6% range.
- The uncertainty around the economy makes it difficult to predict where the rates will go in 2025.
- Current projections suggest a slight decrease in mortgage rates, which may not significantly improve the affordability of homebuyers.
- Initial estimates predicted a drop in mortgage rates to the low 6% range, but the stubborn inflation and Fed policies make the 2025 rates uncertain.
- The inventory is expected to increase in some areas, and hence, it might still be worthwhile to buy a home in 2025.
- Homebuyers are recommended to get quotes from multiple lenders to ensure the best deal.
- The average 30-year and 15-year mortgage rates are hovering around the high 6% and 6% range, respectively.
- Refinance rates have been similar to purchase rates.
- Mortgage rates are largely impacted by economic trends, Fed policies, the state's current mortgage rates, and the type of loan, among other things.
- Mortgage rates are likely to trend down in 2025, but they may not drop enough to the historic lows of 2020 and 2021.
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