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Pymnts
2w
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GenAI at Retail: New Technology Upgrades for Inventory and Demand Forecasting
- Generative artificial intelligence (GenAI) is revolutionizing retail by addressing critical business problems faced by retailers such as stock shortages, overproduction and shifting consumer demand.
- Retailers face a lack of real-time inventory visibility and difficulties in accurately predicting shopper demand.
- Overestimating demand can lead to excessive stock, while underestimating demand due to poor inventory visibility results in shortages of high-demand items.
- Accurate demand forecasting is the key to boosting sales. GenAI can produce precise demand forecasts, helping retailers to plan inventory levels more effectively.
- GenAI is offering real solutions for inventory management by enabling accurate demand forecasting, optimized stock levels and streamlined replenishment processes.
- GenAI enables managers to make informed stocking decisions well in advance or even in real-time,
- Personalized offers demand precise control over stock levels to ensure a seamless and satisfying customer experience. GenAI is ushering in a new era of hyper-personalized content.
- Access to real-time data on what consumers are viewing, clicking and purchasing is non-negotiable. A robust GenAI tool can predict demand at the item level, streamlining inventory management, boosting sales and reducing operational costs.
- PYMNTS Intelligence has also identified several innovative companies offering GenAI solutions tailored to smaller businesses seeking to enhance their personalization efforts
- PYMNTS Intelligence has spent more than a year analyzing the return on investment (ROI) that GenAI delivers to middle-market firms, and the findings are compelling.
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Pymnts
2w
178
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New Data Shows Consumers Take Strategic Approach to Credit Usage
- Consumers strategically use multiple credit products to maintain financial flexibility.
- Credit cards are the most widely used product, with 68% of consumers holding active accounts.
- More than half of consumers express interest in obtaining new credit products.
- Consumers rely on credit for essential purchases and monthly spending on credit cards and store cards averages $2,721.
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Pymnts
2w
427
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Legacy Tech vs. Instant Payments: Which Will Win 2025’s Cash Flow Race?
- The rise of instant payments and real-time transaction capabilities is expected to accelerate in 2025 and 2026.
- Tech-savvy users expect payment systems to be as fast as digital interactions in other industries.
- Real-time payments are showing strong momentum in core use cases, such as payroll and gig worker wage access.
- Cross-border transactions present an opportunity for real-time payments, but a global implementation requires a business and regulatory framework.
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Pymnts
2w
8
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Xerox Surges on Lexmark Deal but Can’t Budge CE 100 Index
- The CE 100 Index barely budged in a shortened trading week.
- Xerox shares surged by 9% after announcing a deal to acquire Lexmark International for $1.5 billion.
- Communications names were broadly lower, with the segment slipping 1.7%.
- Walmart faced a lawsuit from the Consumer Financial Protection Bureau (CFPB) related to accounts opened without gig economy drivers' consent.
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Pymnts
2w
270
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45% of US Online Merchants Want One-Click Checkout Solutions
- 45% of US online merchants have requested one-click checkout solutions as their top choice for checkout and payment technologies.
- One-click checkout solutions are believed to boost conversion rates by speeding up the checkout process and improving the customer experience.
- Secure card on file is the second-most requested checkout and payment technology, with 27% of merchants asking their payment service providers (PSPs) to implement it.
- The desire for higher conversions is the most common reason why US online merchants request new checkout and payment technologies.
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TechBullion
2w
178
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Analyst Bets Big on Lightchain AI Potential as It Nets Over $6M in Stage 9
- Lightchain AI raises over $6 million during Stage 9 of its presale.
- The platform combines blockchain and artificial intelligence technologies.
- Analysts are optimistic about Lightchain AI's potential and strategic roadmap.
- The roadmap outlines key milestones for development and global adoption.
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TechBullion
2w
292
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Transforming Your Home Studio with Tech-Driven Display Storage Solutions
- Modern technology has revolutionized how we approach display and storage in home studios.
- Display storage cabinets offer functional and aesthetic benefits, showcasing valuable equipment while protecting them.
- The right drum stool provides stability and support for musicians in home studios.
- Tech-driven display storage solutions and ergonomic furniture enhance the efficiency and aesthetics of home studios.
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TechBullion
2w
178
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What Is So Special About M1 V5 Custom Mechanical Keyboards?
- The M1 V5 Custom Mechanical Keyboards from Akko Inc. are highly recommended for typists and gamers.
- These keyboards are easy to assemble, disassemble, and clean, making them convenient for users.
- The VIA software support allows for easy customization and mapping of keys without the need for drivers.
- The M1 V5 keyboards support both ISO and ANSI layouts, providing versatility for European and non-European typists.
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TechBullion
2w
43
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The Ultimate Guide to Choosing and Using a Wall Hanging Brochure Holder: A Comprehensive Exploration
- Wall hanging brochure holders are a convenient and effective way to display literature in various settings.
- Understanding the different types and materials used in these holders is essential for making informed decisions when choosing and using them.
- Several considerations and factors should be taken into account when selecting a wall hanging brochure holder.
- Proper maintenance and care are essential for preserving the appearance and functionality of wall hanging brochure holders over time.
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Global Fintech Series
2w
4
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Designing Multi-Gateway Payment Platforms
- Businesses are adopting multi-gateway payment platforms to streamline the payment processes and provide seamless experiences to customers.
- Multi-gateway payment platforms provide flexibility to process payments through multiple providers, thereby reducing the risk of cart abandonment.
- Modular and service-oriented architecture (SOA) is preferable to design a multi-gateway payment platform.
- Developers should ensure that gateways’ integrations are seamless and adhere to the technical specifications of each gateway.
- Smart routing, redundancy, and adherence to global and regional regulatory compliance are critical factors to make a multi-gateway payment platform user-friendly.
- Multi-gateway payment platforms offer global reach, improved reliability, cost optimization, customer satisfaction, and adaptability.
- The rise of digital currencies, AI and ML-based fraud detection, and dynamic routing algorithms are the future trends in multi-gateway payment platforms.
- Embedded finance, where payment capabilities are integrated directly into non-financial applications, is another trend shaping the future of multi-gateway payment platforms.
- Designing multi-gateway payment platforms is a complex yet rewarding endeavor that needs careful planning and execution.
- Multi-gateway payment platforms will play a crucial role in driving global commerce and enabling businesses to stay competitive in digital payments.
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TechBullion
2w
95
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Hold XRP and Lightchain AI If You Want To Be Rich in 2025, Says Analyst With a 71.6% Success Rate
- A crypto analyst with a 71.6% success rate recommends holding XRP and Lightchain AI for wealth-building in 2025.
- XRP is solidifying its role in cross-border payments, while Lightchain AI combines AI and blockchain technology.
- Investors are closely monitoring these predictions for strategic investments in the crypto market.
- Investing in both XRP and Lightchain AI offers a strategy for substantial returns by 2025.
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TechBullion
2w
309
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How to Hide, Rename & Reorder Shipping Rates on Shopify
- Customizing how shipping methods appear at checkout—such as hiding, renaming, or reordering options based on conditions—can enhance customer satisfaction and drive conversions.
- Shopify offers multiple ways to customize shipping rates, from built-in tools to advanced apps.
- Hiding shipping methods can simplify checkout by showing customers only the most relevant options.
- Renaming shipping methods with descriptive names adds clarity and builds trust during checkout.
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Global Fintech Series
2w
431
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Nest Partners with Dinari to Deliver Real World Yield Through First Tokenized Blackstone ETF on Plume
- Nest partners with Dinari to offer the first tokenized Blackstone ETF vault on Plume Network, providing real-world yields to DeFi users.
- The vault allows users to stake stablecoins and receive yield tokens backed by the Blackstone Senior Loan ETF (SRLN.d).
- The ETF offers competitive yields, downside protection, and is managed by Blackstone with brokerage services provided by Alpaca Securities.
- The partnership between Nest and Dinari aims to bring more institutional-grade assets and investment opportunities to Plume's ecosystem.
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TechBullion
2w
314
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Optimize Your Online Presence with Comprehensive Digital Commerce Solutions
- Digital commerce solutions can be implemented during the first fitting of your web store and throughout the customer payment processing and service.
- Choosing the right digital commerce platform is crucial.
- Popular digital commerce platforms include Magento, Shopify, and WooCommerce.
- A digital commerce agency can help you choose the best use of the technical tools associated with a particular platform.
- Digital commerce experts can design a strategy with you and help you choose the best platform and tools for your business goals.
- Designing a website that is attractive, user-friendly and fast is the main goal of designers.
- Integrating your workflows with your e-commerce store will optimize your operations.
- Digital commerce solutions automate many tasks, providing you with more time to focus on your business.
- Your platform should be scalable to keep up with the growth of your company.
- A good digital commerce solution will protect customer data, build trust in your product/service, and provide you with a way to reach your customers.
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Global Fintech Series
2w
218
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SimpSide Introduces an All-in-One Trading Platform, Delivering an Efficient User Experience.
- SimpSide introduces an all-in-one trading platform that delivers an efficient user experience.
- The platform prioritizes transparency, security, and user control over data.
- SimpSide's state-of-the-art trading engine executes trades up to 12 times faster than traditional platforms.
- The platform provides simultaneous access to stocks, cryptocurrencies, and forex markets, enhancing the user experience.
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