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Do crimes and save floating New York City in this alternate-1930s RPG

  • Aether & Iron is a sci-fantasy RPG set in an alternate 1930s New York where the city floats using 'aether' technology.
  • The game is inspired by art deco and 1930s detective comics, featuring turn-based combat with getaway cars.
  • Players take on the role of a stylish smuggler, recruiting a crew and carrying contraband while improving three core stats.
  • Success in the game is determined by dice rolls, adding a random element to the gameplay.
  • Players can choose to be a savior, renegade, or symbol of resilience in a world of authoritarian barons.
  • The game includes car chases with aether-powered roadsters that can be customized with various weapons and upgrades.
  • Vehicular battles in Aether & Iron are grid-based, adding a strategic element to the combat.
  • The developers, Seismic Squirrel, avoided labelling the game as 'aetherpunk' and focused on the unique gameplay mechanics.
  • The writing in the game trailer has received positive feedback, adding to the anticipation for the game's release.

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Gujarat boosts housing infrastructure for Tata’s semiconductor workforce in Dholera

  • Gujarat is supporting Tata Group's semiconductor project in Dholera by developing 1,500 residential apartments for employees, expats, and partner companies.
  • The housing units are located in the Dholera Special Investment Region (DSIR) and are near the under-construction fab.
  • Around 275 units are already built, with nearly 250 occupied, and another 225 apartments are nearing completion.
  • Construction is ongoing for 1,000 more units, expected to be ready by early 2026.
  • The apartments are being developed through private developers, separate from Tata's own residential development.
  • Tata Group plans to construct 530 apartments by mid-2027 on 10 acres of allotted land.
  • Gujarat is also building supporting infrastructure, including a fire station, school, hospital, desalination plant, hotels, and a 'Global Tent City'.
  • The state aims to create a vibrant ecosystem and accommodate a growing number of international staff and visiting professionals.
  • Semiconductor manufacturing hub is expected to generate over 20,000 skilled jobs.
  • The infrastructure development aims to provide a high quality of life for residents in the region.
  • The article highlights the collaborative efforts between the government, private developers, and Tata Group to support the semiconductor project.
  • The news source is HR Katha, focusing on developments in the workplace and HR sector.

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HRKatha

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Malaysia to train 10,000 workers in emergency aid for high-risk industries

  • Malaysia's Ministry of Human Resources plans to train 10,000 workers in emergency aid for high-risk industries to enhance workplace safety.
  • The training initiative will target sectors like manufacturing to reduce the risk of fatalities and injuries.
  • The programme involves collaboration with the Malaysian Red Crescent Society and the International Federation of Red Cross and Red Crescent Societies.
  • It will be delivered through HRD Corp and NIOSH to promote a safety culture in workplaces.
  • The training aligns with the Occupational Safety and Health Act 1994 to ensure compliance and risk management.
  • Workers will learn basic emergency skills like CPR, wound management, and handling trauma situations.
  • The program aims to equip employees with confidence to handle emergencies before professional help arrives.
  • The initiative seeks to create safer work environments and reduce workplace-related mortality and disability rates.
  • Authorities see safety as a shared responsibility crucial for Malaysia's professional settings.
  • Malaysia emphasizes preventive actions and life-saving skills to foster a safer workplace culture.
  • The government is committed to proactive risk management and compliance with safety regulations.

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HRKatha

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TCS’ strict project-allocation policy to maximise workforce engagement

  • Tata Consultancy Services (TCS) introduces a new associate deployment policy.
  • Employees must be assigned to active projects for at least 225 business days a year starting 12 June.
  • The policy aims to increase utilisation rates and reduce unassigned time for associates.
  • Employees can have a maximum of 35 business days per year without project allocation.
  • Consequences for exceeding the unallocated days include limited career progression and reduced compensation.
  • TCS's Resource Management Group will match associates to projects based on skillsets and business needs.
  • Unallocated employees are expected to proactively seek new opportunities and dedicate time to upskilling.
  • Employees must complete mandatory and recommended training, attend physical sessions, and use AI-based tools for readiness.
  • Physical office presence is reinforced for smoother project assignments, with remote work exceptions only in emergencies.
  • Frequent short-term project allocations across multiple projects are discouraged.
  • TCS aims to align individual performance with business needs, promoting agility and continuous learning.
  • The company hopes to reduce bench time and build a more efficient and project-ready workforce.
  • The policy is part of TCS' strategy to enhance workforce engagement and efficiency.
  • TCS expects employees to be proactive in seeking project allocations and upskilling opportunities.
  • The emphasis on physical office presence is aimed at smoother project assignments and efficient workforce management.

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CD Rates Today: June 17, 2025 – Earn As Much As 5.02%

  • The best CD rates today can go as high as 5.02%, offering better yields than high-yield savings accounts.
  • CDs come with fixed interest rates and maturity periods, but early withdrawal can result in penalties.
  • Current average rates for three-month CDs are at 1.3%, with the highest rate at 4.62%.
  • For a one-year CD, the highest interest rate available is 5.02% with an average APY of 1.83%.
  • 24-month CDs offer rates as high as 4.52%, while three-year CDs reach up to 4.26%.
  • Jumbo CDs, requiring higher minimum deposits, offer rates like 4.94% for a 6-month term.
  • It's essential to be aware of early withdrawal penalties on CDs and shop around for the best rates.
  • CDs are a secure option for savings with FDIC and NCUA insurance coverage up to $250,000.
  • Stocks may outperform CDs in the long term, but CDs provide stability and security in your financial portfolio.
  • Different types of CDs are excluded from average rate calculations, focusing on specific offerings.

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Today’s Mortgage Refinance Rates: June 17, 2025 – Rates Climb

  • Today's mortgage refinance rates saw an increase, with a 30-year fixed refinance rate at 6.88%.
  • Average refinance rates include 5.81% for a 15-year and 6.69% for a 20-year financed mortgage.
  • A 30-year fixed-rate mortgage refinance is at 6.88%, with a borrower paying $658 per month for principal and interest.
  • The APR for a 30-year mortgage is 6.91%, encompassing the total cost of the loan.
  • For a 20-year fixed refinance, the average interest rate is 6.69%, with an APR of 6.73%.
  • A 15-year fixed mortgage refinance averages about 5.81% with an APR of 5.85%.
  • Both jumbo mortgage refinance rates for 30-year and 15-year fixed decreased, with borrowers paying $676 and $867 per month, respectively.
  • Considering a mortgage refinance requires comparing rates, loan terms, and associated costs for potential savings.
  • Factors like reducing monthly payments, paying off the loan faster, or tapping into home equity drive homeowners to refinance.
  • Evaluating the break-even point by comparing savings to closing costs is essential before deciding on a refinance.

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This Week’s Personal Loan Rates: June 17, 2025—Rates Move Lower

  • Rates on personal loans decreased last week, with the average interest rate on a three-year personal loan dropping to 13.59%, and on a five-year loan to 18.88%, for well-qualified borrowers.
  • Your credit score significantly impacts the interest rate you receive on a personal loan, with higher scores typically leading to lower rates.
  • Personal loan rates are subject to change and vary among lenders, with rates not guaranteed until the loan agreement is signed.
  • Comparing personal loan rates for different terms and credit scores can help borrowers understand the potential impact on their interest rates.
  • It's advisable to only take out a personal loan when necessary, considering factors such as credit profile, financing needs, and lender offerings.
  • Personal loans can be obtained from various institutions, and it's essential to choose a lender based on your individual circumstances and requirements.

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High-Yield Savings Account Rates Today: June 17, 2025 – Rates Are Steady

  • Savings account rates are consistent with last week, with the highest yield at 5.84%.
  • Traditional savings accounts offer an average APY of 0.22%, while high-yield accounts provide substantially higher interest.
  • The best interest rate on high-yield accounts with a $10,000 minimum deposit is 4.88%.
  • For high-yield accounts at a $25,000 minimum deposit, the top rate available is 3.94%.
  • When selecting a savings account, consider factors beyond interest rates such as minimum deposits and fees.
  • Ensure the bank is insured by the FDIC or the credit union is insured by the NCUA for depositor protection.

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Current HELOC & Home Equity Loan Rates: June 17, 2025

  • Home equity loans and HELOCs let homeowners access their home's value, using it as collateral for borrowing.
  • A home equity loan is a fixed-rate, lump-sum loan, while a HELOC is a variable-rate second mortgage.
  • Both loans require using the property as collateral, with risks of property seizure if payments are missed.
  • HELOCs come in varying amounts: $100K for medium projects, $250K for larger investments, and $500K for substantial financing.
  • Different loan terms, like 5, 10, 15, 20, and 30 years, offer options for repayment and borrowing capacity.
  • HELOCs allow homeowners to access equity as needed, paying interest on the amount used.
  • Equity in a property increases as mortgage payments are made, enhancing borrowing capacity.
  • Calculating home equity involves subtracting the mortgage balance from the property's current value.
  • Lenders typically limit borrowing to a certain percentage of the property's value, like 80% LTV.
  • For a home valued at $500,000 with a $250,000 mortgage balance, the equity would be $250,000 with a 50% LTV.
  • Lenders typically approve loans where the LTV ratio meets their specified threshold, often 80% or less.

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Private Student Loan Rates: June 17, 2025 – Loan Rates Drop

  • Average interest rate on 10-year fixed-rate private student loans dropped last week, with rates now at 6.90% for borrowers with credit scores of 720+.
  • Current average fixed rate on a 10-year loan is 0.95 percentage points lower than last year.
  • Borrowers financing $20,000 at today's rate would pay around $231 per month and $7,743 in total interest over 10 years.
  • Average variable rates on five-year loans also decreased to 7.88%.
  • Private lenders offer options of fixed or variable rates; fixed rates may be preferred for stability, while variable rates can be advantageous if aiming for quick loan repayment.
  • Consider federal student loans first due to lower interest rates and better repayment options before opting for private student loans.
  • When applying for private student loans, evaluate overall costs, assistance options for payment difficulties, and borrowing limits based on credit history.
  • It's recommended to borrow conservatively and explore all federal aid options before considering private loans.
  • Private student loans can be beneficial without annual borrowing limits, fast application processes, competitive interest rates, and potential grace periods for repayment.
  • Some private lenders extend loan options to international students who are not eligible for federal loans, providing funding for education in the U.S.

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Mortgage Rates Today: June 17, 2025 – 30-Year and 15-Year Rates Hold Steady

  • The current average mortgage rate on a 30-year fixed mortgage is 6.81% with an APR of 6.84%, while the 15-year fixed mortgage has an average rate of 5.81% with an APR of 5.86%. For a 30-year jumbo mortgage, the average rate is 7.08% with an APR of 7.10%.
  • Borrowers paid an average rate of 6.81% on a 30-year mortgage, down from the previous week's rate of 6.9%.
  • The APR on a 30-year fixed-rate mortgage is 6.84%, lower than last week's 6.93%.
  • A $100,000 mortgage with a 30-year fixed-rate loan at 6.81% interest will cost around $653 per month, totaling $135,653 in interest over the loan's life.
  • Today's 15-year fixed mortgage rate is 5.81%, down from the previous week's 5.91%, with an APR of 5.86%.
  • A 15-year fixed-rate mortgage at 5.81% interest on a $100,000 loan will cost $834 per month, with around $50,556 in total interest.
  • The current average rate on a 30-year fixed-rate jumbo mortgage is 7.08%, down from last week's 7.29%.
  • Mortgage rates fluctuated post-spring 2024, surged in October 2024 despite Fed rate cuts, and began dropping again in mid-January 2025.
  • The Fed's decisions significantly impact mortgage rates, and global events like the Covid-19 pandemic can also influence rate changes.
  • Lower mortgage rates may be possible if inflation eases or the economy weakens, but significant decreases are unlikely in the near future.
  • Shop around and compare lenders to find the best mortgage deal, considering fees, services, and closing assistance offered by each lender.

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Today’s Top Money Market Account Rates For June 17, 2025 – Rates Hit 4.89%

  • The average money market rate is currently at 0.53%, with the best rate reaching 4.89%.
  • Money market accounts (MMAs) are interest-bearing deposit accounts offered by banks or credit unions and insured up to $250,000 per depositor by the FDIC or NCUA.
  • MMAs allow your money to grow with interest and offer flexibility in adding or withdrawing funds, potentially with check-writing or debit card options.
  • These accounts may provide higher interest rates than regular savings accounts but may have higher minimum deposit requirements.
  • Before choosing an MMA, consider different options, comparing rates, minimum balances, fees, and withdrawal limits.
  • You can apply for an MMA online or in person, supplying standard personal information and a government-issued ID.
  • MMAs combine features of savings and checking accounts, offering liquidity while earning interest.
  • Both MMAs and savings accounts are similar to checking accounts, providing liquidity, but unlike many savings accounts.
  • MMAs may be a good option for those seeking higher interest rates with some level of liquidity and flexibility.
  • Consider your financial goals and needs when deciding on a money market account or another savings option.
  • Ensure you understand the terms and conditions of the MMA you select, including interest rates and any associated fees.
  • Monitor your account regularly to track interest earnings and ensure it aligns with your financial objectives.
  • Reevaluate your MMA choice periodically to ensure it continues to meet your financial preferences and goals.
  • If you're considering an MMA, carefully review different offerings from various financial institutions to find the best fit for your financial situation.

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Amit Kejriwal joins Tata Digital as head of total rewards

  • Tata Digital appoints Amit Kejriwal as the head of total rewards, effective 14 June, 2025.
  • Kejriwal will lead the Total Rewards strategy focusing on employee-centric compensation frameworks and talent retention.
  • With over 18 years of experience, his appointment adds depth to Tata Digital's HR team in the evolving digital commerce space.
  • Kejriwal previously led performance and rewards at Reliance Nippon Life Insurance since joining in 2022.
  • He holds a Post Graduate Diploma from XLRI Jamshedpur and a Computer Applications degree from St. Xavier’s College, Ranchi.
  • Kejriwal's expertise includes HR strategy, compensation, employee engagement, and talent management.
  • His appointment underscores Tata Digital's commitment to building a high-performing workforce.
  • Tata Digital continues to invest in a modern and agile workforce for its expansion in e-commerce and fintech.
  • Kejriwal's experience at leading organizations like HDFC Bank, Reliance Digital Retail, and Indus Towers enhances Tata Digital's capabilities.

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HRKatha

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Arpit Jain joins Hero Cycles as head-HR & admin

  • Hero Cycles appoints Arpit Jain as head of HR & administration to focus on enhancing workplace culture and aligning talent strategies with business goals.
  • Jain, with over 10 years of HR experience, aims to build a performance-driven culture and implement agile HR practices.
  • He previously worked at Aditya Birla Fashion and Retail, focusing on people-first strategies for high-end brands.
  • Jain holds an MBA in HR from SCMHRD and has a track record of managing complex HR challenges.
  • His expertise includes succession planning, digital transformation of HR operations, and cultural renewal.

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The AAA games industry is a casino roguelite in this "chaotic, hubris-fueled" management sim

  • A 'casino roguelike' AAA Simulator's Steam page offers a demo with an intriguing concept and design.
  • Designer Nic Vasudeva-Barkdull's idea was inspired by Blizzard's Rod Fergusson's call for empathy in the game industry.
  • The game aims to simulate corporate decision-making that often prioritizes profit over ethics, forcing players to engage in ruthless actions.
  • Incentivizing callous behavior while linking it to efficiency is a key aspect of the game, departing from traditional narrative-driven games like Frostpunk or Papers Please.
  • The demo of the game presents challenging decisions such as mass layoffs and abstract hiring mechanics, offering a mix of humor and discomfort.
  • The game's interface and music contribute to its charm, providing a lighter and livelier experience than typical business or management sims.
  • The full version of the game is set to release in September, offering players a unique and engaging gameplay experience.

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