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What does the Monthly Bulletin of PLFS for April 2025 say?

Labour Force Participation Rate (LFPR) in Current Weekly Status (CWS) among persons of age 15 years and above was 55.6% in April 2025, with rural LFPR at 58% and urban LFPR at 50.7%.
Male LFPR in rural areas was 79%, urban LFPR for males was 75.3%, and female LFPR in rural areas was 38.2% for those aged 15 years and above in April 2025.
Worker Population Ratio (WPR) in CWS for those aged 15 years and above was 55.4% in rural areas and 47.4% in urban areas in April 2025.
Unemployment Rate (UR) in CWS for persons aged 15 years and above was 5.1% in April 2025, with 5.2% for men and 5% for women at the national level.

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HRKatha

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Vaishnavi Shukla appointed VP-HR, Tata Communications

Vaishnavi Shukla has been appointed as the Vice President of Human Resources at Tata Communications, moving from her previous role as head of HR at Comviva.
She has prior experience at organizations like Hero MotoCorp and Mahindra Comviva, where she focused on talent management, learning and development, and employee engagement.
Shukla briefly served as head of talent management at HFCL before returning to Comviva to lead HR strategies for various product portfolios.
Her reputation as a diligent and results-driven HR professional is expected to benefit Tata Communications, with her customer-focused mindset being a valuable asset.

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HRKatha

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Three transformative HR roles of the future

Algorithms and intelligent systems are taking over routine HR tasks, leading to the transformation of the HR function.
Three emerging HR roles are People Strategist, People Scientist, and People Technologist, defining the future of HR.
People Strategists are business leaders armed with strategic vision, challenging CEOs and connecting people decisions to market outcomes.
People Scientists leverage data, behavioral science, and analytics to design interventions for improved employee experience and performance.
People Technologists design technology to enhance human potential and create ecosystems where systems and people coexist seamlessly.
Indian HR functions must reinvent recruitment, development, and deployment to adapt to the changing HR landscape.
HR talent needs to evolve into specialized roles with deep technical knowledge rather than following traditional career paths.
Partnerships with other functions and reimagined HR education are essential for HR functions to thrive in the future.
This transformation is crucial for India's demographic dividend and requires a shift towards strategic HR drivers rather than support functions.
Organizations in India must lead the transformation towards new HR roles or risk falling behind in talent management and performance.

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Coinjournal

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Strategy hit with lawsuit as Bitcoin holding tops $59B

MicroStrategy, now rebranded as Strategy, faces a lawsuit over alleged investor deception regarding its Bitcoin holdings.
Despite the lawsuit, Strategy has increased its Bitcoin holdings to 576,230 BTC, valued at approximately $59 billion.
Following the lawsuit, Strategy purchased an additional 7,390 BTC for $764.9 million, with an average cost of $103,498 per coin.
The lawsuit by Pomerantz LLP accuses Strategy of misleading accounting practices related to Bitcoin and highlights the use of non-GAAP metrics, raising questions about regulatory compliance and transparency.

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Rockpapershotgun

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Anno 117: Pax Romana is aiming to be a more flexible, distinctly Roman management game

Anno 117: Pax Romana offers a management game set in AD 117, characterized by a Roman colonial fantasy and deep historical immersion.
Players take on the role of a Roman governor, making bold choices and engaging in land combat to govern provinces and shape the Roman empire.
The game introduces a more flexible needs system, allowing players to fine-tune their economies according to their playstyle preferences.
With a focus on peace or combat gameplay options, players can engage in a variety of activities, including trade, city-building, and diplomacy.
Unique features like the discovery tree, Romanization, and a deep religion system enhance the gameplay experience and offer diverse strategic choices.
The game's attention to detail includes elements like aqueducts, modular ship building, and the incorporation of various deities with unique effects on the population.
Players can expect challenges such as managing resources, optimizing city layouts, and balancing economic stability while navigating historical and fictional events.
Anno 117: Pax Romana is a visually stunning, compelling management game that captures the essence of Roman governance and colonial expansion.
The game's development team aims to deliver an immersive Roman experience, complete with intricate gameplay mechanics and strategic depth.
Set for release later this year, Anno 117 promises to offer players an engaging and historically rich simulation of Roman civilization and governance.

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Arstechnica

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Anno 117 Pax Romana hands-on: Gorgeous, deep, and tricky to learn

Anno 117: Pax Romana is the latest entry in the Anno series, offering a unique gaming experience for history buffs and strategy game fans.
The previous game in the series, Anno 1800, was well-received by fans after a shift back to its historical roots and garnered 5 million players.
Anno 117: Pax Romana, set to release later this year, aims to further popularize the franchise and attract a wider audience.
With its addictive gameplay and high-quality presentation, Anno 117 has the potential to be a crossover hit if the publisher, Ubisoft, makes the right decisions.

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Cgmagonline

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Anno 117: Pax Romana Preview—A Perfect Balancing Act

Anno 117: Pax Romana blends city building, strategy, relationship-building, and exploring into one game, set in ancient Rome.
Players take on the role of a newly appointed Roman Governor, tasked with managing resources, upgrading buildings, and meeting residents' needs.
Balancing different social classes and their specific roles in the economy is crucial, as upgrading buildings too quickly can lead to production issues.
Understanding which items residents produce and need is essential, but it can become confusing as more items and buildings unlock in the game.
Key attributes to manage include population, income, belief, knowledge, prestige, health, happiness, and fire safety, influencing city success.
Planning building placements strategically is vital to ensure efficient production chains and maintain a healthy budget.
Anno 117 introduces a unique storage system, where production buildings stop working when storage is full, emphasizing the importance of Trading Posts.
Exploration, alliances, and trade play significant roles in the game, offering quests and opportunities to interact with other civilizations.
Managing resources, making strategic decisions, and handling relationships will be key to success in Anno 117: Pax Romana, providing a challenging gameplay experience.
Ubisoft's Anno 117: Pax Romana is scheduled for release in 2025 on PlayStation 5, Xbox Series X|S, and Steam platforms.

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HRKatha

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Casual workers’ rights strengthened: Rajasthan High Court dismisses employer’s appeal

The Rajasthan High Court upheld compensation for an undocumented worker in a case involving severe injuries and disability, highlighting gaps in HR record-keeping practices.
The court challenged the emphasis on formal documentation for employment verification, considering alternative evidence such as police reports and medical records.
The judgment raises concerns for HR departments that rely solely on paperwork, emphasizing the need to document casual workers for legal compliance and talent management purposes.
The case underscores the importance of comprehensive documentation for all workers, reflecting operational realities and serving as a risk management strategy for organizations.

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Bitcoinmagazine

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Strategy Buys $765 Million Worth of Additional Bitcoin

Strategy has acquired 7,390 Bitcoin for approximately $764.9 million, bringing their total Bitcoin holdings to 576,230 BTC worth $59 billion.
The company purchased the Bitcoin at an average price of $103,498 per coin between May 12 and May 18, funded through stock offerings.
Strategy is facing a class action lawsuit alleging misleading statements about their Bitcoin investment strategy.
Despite legal challenges, Strategy remains the largest corporate holder of Bitcoin and continues to aggressively acquire more, utilizing ATM offerings.

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Forbes

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Money Market Interest Rates Today: May 19, 2025 – Earn Up To 4.89%

The current average money market rate is 0.53%, with the highest rate reaching up to 4.89%, as reported by Curinos.
Money market accounts (MMA) are interest-bearing deposit accounts that can be opened at banks or credit unions, offering insurance up to $250,000 per depositor by either the FDIC at banks or the NCUA at credit unions.
MMAs allow your money to grow through interest earnings, offer flexibility in adding or withdrawing funds, and may provide check writing or debit card features. However, they often have higher minimum deposit and balance requirements compared to regular savings accounts.
To open a money market account, compare rates, ensure you meet the minimum requirements, consider fees and withdrawal limits, and submit an application online or at a bank branch providing necessary personal and financial information, and making the required minimum deposit.

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Forbes

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Latest HELOC & Home Equity Loan Rates: May 19, 2025

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.
Home equity loan is a fixed-rate, lump-sum loan, while HELOC is a variable-rate second mortgage that draws on your home’s value as a revolving line of credit.
Different loan options like 5-year, 10-year, 15-year, 20-year, and 30-year terms offer various repayment periods and borrowing capacities for different financial needs.
Calculating home equity involves subtracting the mortgage balance from the home's appraised value, and lenders typically approve loans based on a certain loan-to-value ratio, such as 80% LTV or less.

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Forbes

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CD Rates Today: May 19, 2025 – Take Home Up To 5.02%

CD rates today offer up to 5.02%, varying based on certificate term lengths.
Longer CD terms used to yield higher returns, but this trend has changed in recent times.
Consider CD terms that align with your financial needs to maximize benefits.
Rates for three-month and six-month CDs range from 1.3% to 4.94%.
For a one-year CD, the highest rate stands at 5.02%.
Two-year CDs offer rates as high as 4.52% while three-year CDs offer around 4.27%.
Five-year CD rates reach up to 4.26% with potential early withdrawal penalties.
Jumbo CDs with higher deposits may offer rates like 4.94% for 6-month terms.
It's crucial to understand early withdrawal penalties before investing in CDs.
CDs provide a safe investment option with FDIC and NCUA insurance protections.

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Forbes

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Mortgage Rates Today: May 19, 2025 – 15-Year and 30-Year Mortgage Rates Remain Fairly Stable

The average mortgage rate on a 30-year fixed mortgage is currently 6.85%, with a 15-year mortgage rate at 5.86% and a 30-year jumbo mortgage rate at 7.52%.
Today's 30-year mortgage rate is 6.85%, compared to last week's 6.82%, with an APR of 6.88%. A $100,000 30-year mortgage costs about $655 per month in principal and interest, totaling $136,663 in interest over the loan's life.
The 15-year mortgage rate today is 5.86%, up from 5.79% last week, with an APR of 5.91%. A $100,000 15-year mortgage costs approximately $836 per month in principal and interest, totaling around $50,991 in interest.
Mortgage rates are influenced by economic factors, with predictions uncertain for dropping rates. Borrowers' ability to afford a house depends on various factors, while different types of loans offer different down payment and credit score requirements.

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Forbes

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Current Mortgage Refinance Rates: May 19, 2025 – No Movement On Rates

Current mortgage refinance rates as of May 19, 2025, show stability with no movement in rates.
30-year fixed refinance mortgage rates remained at 6.91%, 15-year fixed refinance mortgage rates at 5.86%, and 20-year fixed refinance mortgage rates at 6.76%.
The APR for a 30-year fixed refinance is 6.94%, and for a 20-year fixed refinance, it is 6.8%.
On a 30-year fixed refinance of $100,000 at 6.91%, monthly payment would be $659 with total interest around $138,060 over the loan term.
For a 20-year fixed refinance of $100,000 at 6.76%, monthly payment would be $761 with total interest around $83,187.
A 15-year fixed refinance of $100,000 at 5.86% would result in a monthly payment of approximately $836 and total interest of $50,933.
Jumbo mortgage refinance rates are at 7.59% for 30-year fixed and 6.48% for 15-year fixed, with varying monthly payments and total interest costs.
Factors such as credit score, loan term, and current interest rates impact the refinancing decision, with the possibility of accessing equity through a refinance.
Watching national average mortgage interest rates can guide refinancing decisions, as they are expected to remain stable in the initial months of 2025.
Improving credit score, managing finances, and keeping track of mortgage rates are essential when considering or waiting for a refinancing opportunity.

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Forbes

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High-Yield Savings Account Rates Today: May 19, 2025 – Rates Are Steady

Savings account rates have remained steady this week, with the highest yield reaching 5.84% for a standard account with a $2,500 minimum deposit.
Average APY for traditional savings accounts is currently at 0.22%, whereas high-yield savings accounts offer substantially more interest, with the best rate at 4.88% for a $10,000 minimum deposit account.
For high-yield accounts requiring a $25,000 minimum deposit, the highest available rate is 4.40%, with an average APY of 0.24%.
Interest rates on savings accounts are influenced by the Federal Reserve's rate changes, which are adjusted based on the economy's health and inflation levels.

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